7299 Serrano Ter, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 7299 Serrano Ter, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,376 sqft · built 2004
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,160,000 (Apr 2026)
Tax Bill	$8,074 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-16-25-000-0090`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-16-25-000-0090`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,376 sqft Living Area
Gross Area	4,678 sqft
1st Floor Area	2,575 sqft
Upper Floors Area	801 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Concrete
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	120 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	578 sqft

Exterior Amenities

Pool Area	122 sqft
Porch	Finished/Open Porch
Porch Area	349 sqft
Patio Area	1,211 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7299 SERRANO TER
City	DELRAY BEACH
State	FL
Zip	33446-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BETHESDA LT 9
Legal Range	42E
Legal Township	46S
Legal Section	16
Legal Subdivision	BETHESDA
Legal Lot Number	9
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2001
Census Tract	5934

Owner

Source: Palm Beach County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7299 SERRANO TER, DELRAY BEACH, FL 33446-2215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Apr 27, 2026	Warranty Deed, Transfer · VA Mortgage PALM BEACH TITLE LLC, PALM BEACH TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Mar 3, 2010 · Amount on Record
Deed Document Number	2026150381
Deed Book / Page	36476 / 1094
Prior Transfer Date	Oct 31, 2013
Prior Transfer Doc	0264731587
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7299 SERRANO TER, DELRAY BEACH, FL 33446-2215
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7299 SERRANO TER, DELRAY BEACH, FL 33446-2215

Mortgage

Document Number	0362511255
Date	Jan 14, 2026
Book Page	36251/1255
Instrument	20260015478

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2027

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 27, 2026
Property Address	7299 SERRANO TER, DELRAY BEACH, FL 33446-2215
Document Number	0000150381
Book / Page	36476 / 1094
Instrument Date	Apr 23, 2026
Instrument	2026.150381
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	PALM BEACH TITLE LLC, PALM BEACH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820,120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7299 SERRANO TER, DELRAY BEACH, FL 33446-2215

Mortgage

Document Number	0000150382,
Date	Apr 27, 2026
Book Page	36476/1098
Instrument	2026.150382

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,074.00 (+3.01%)	$508,587 (+5.99%)	$821,508 (-5.94%) Land $273,053 Building $548,455
2024	$7,838.00 (+2.4%)
2023	$7,654.00 (+0.78%) Homeowner's exemption	$479,858 (+3%)	$873,385 (+23.77%) Land $300,158 Building $573,227
2022	$7,595.00 Homeowner's exemption	$465,882	$705,651 Land $248,023 Building $457,628

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	338 units insured incl. 320 condo units
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1999 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Blue Stream, Hotwire Communications.

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