7299 20th St NE, Buffalo, MN 55313 Property Records

Wright County property record for 7299 20th St NE, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,017 sqft · built 2016
Lot Size	5.48 acres (238,709 sqft)
Owner	Individual Name on File
Last Sale	$2,893,533 (Apr 2026)
Tax Bill	$13,972 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`114-500-292101`

Property Details

APN / Parcel Number

Primary APN	`114-500-292101`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	3,017 sqft Living Area
1st Floor Area	2,642 sqft
Basement Area	2,399 sqft
Finished Basement	2,399 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	238,709 sqft (5.48 acres)
Lot Dimensions	609 ft deep x 256 ft wide
Garage Area	1,071 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7299 20TH ST NE
City	BUFFALO
State	MN
Zip	55313-9006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-29 TWP-120 RANGE-024 UNPLATTED LAND ST MICHAEL1 THAT PART OF GOVERNMENT LOT 1 AND GOVERNMENT LOT 2, SECTION 29, TOWNSHIP
Legal Range	024
Legal Township	120
Legal Section	29
Legal Subdivision	UNPLATTED LAND ST MICHAEL1
Legal Lot Number	1-2
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1045
Census Tract	100804

Owner

7299 20th St NE is owned and occupied by an individual who bought it in April 2026.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7299 20TH ST NE, BUFFALO, MN 55313-9006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jan 6, 2022	Deed of Trust, Mortgage · Line of Credit BELL BANK
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit BELL BANK
Apr 6, 2026	Warranty Deed, Transfer · Balloon Mortgage CHOICE FINANCIAL GROUP
Oct 3, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 13, 2017	Deed of Trust, Mortgage ASSOCIATED BK NA
Aug 21, 2017	Loan Modification, Mortgage MERCHANTS BK
Apr 12, 2017	Loan Modification, Mortgage MERCHANTS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Jul 31, 2024 · Amount on File
Deed Document Number	20261599680
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	7299 20TH ST NE, BUFFALO, MN 55313-9006
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	FIRST FINANCIAL TITLE, FIRST FINANCIAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1495581
Date	Jan 6, 2022
Instrument	A1495581

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	7299 20TH ST NE, BUFFALO, MN 55313-9006
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	FIRST FINANCIAL TITLE, FIRST FINANCIAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7299 20TH ST NE, BUFFALO, MN 55313-9006

Mortgage

Document Number	00A1495582
Date	Jan 6, 2022
Instrument	A1495582

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Dec 28, 2041

Interest

Rate Type	Adjustable Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	7299 20TH ST NE, BUFFALO, MN 55313-9006
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7299 20TH ST NE, BUFFALO, MN 55313-9006

Mortgage

Document Number	00A1513659
Date	Aug 3, 2022
Instrument	A1513659

Lender

Name	BELL BANK
Type	Bank
Address	OSSEO, MN 55369

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Jun 28, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 6, 2026
Property Address	7299 20TH ST NE, BUFFALO, MN 55313-9006
Document Number	0001599680
Instrument Date	Mar 31, 2026
Instrument	20261599680
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$964,414.66
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7299 20TH ST NE, BUFFALO, MN 55313-9006

Mortgage

Document Number	0001599681,
Date	Apr 6, 2026
Instrument	20261599681

Lender

Name	CHOICE FINANCIAL GROUP

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2031

Interest

Rate Type	Balloon
Rate	6.01%
Initial Type	Balloon
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	7299 20TH ST NE, BUFFALO, MN 55313-9006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001381038
Date	Oct 3, 2018
Instrument	1381038

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	7299 20TH ST NE, BUFFALO, MN 55313-9006
Document Number	0001356387
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	EXECUTIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7299 20TH ST NE BUFFALO MN 553139006, BUFFALO, MN 55313-9006

Mortgage

Document Number	0001356387
Date	Oct 24, 2017
Instrument	1356387

Lender

Name	ASSOCIATED BK NA
Address	GREEN BAY, WI 54301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	7299 20TH ST NE, BUFFALO, MN 55313-9006
Document Number	0001353380
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7391 20TH ST NE BUFFALO MN 553139006, BUFFALO, MN 55313-9006

Mortgage

Document Number	0001353380
Date	Sep 15, 2017
Instrument	1353380

Lender

Name	MERCHANTS BK
Type	Bank
Address	WINONA, MN 55987

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 14, 2018

Interest

Rate Type	Fixed Rate

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	7299 20TH ST NE, BUFFALO, MN 55313-9006
Document Number	0001341690
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7391 20TH ST NE BUFFALO MN 553139006, BUFFALO, MN 55313-9006

Mortgage

Document Number	0001341690
Date	Apr 24, 2017
Instrument	1341690

Lender

Name	MERCHANTS BK
Type	Bank
Address	WINONA, MN 55987

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 23, 2018

Interest

Rate Type	Fixed Rate
Rate	2.9%

Tax Assessment & Valuation

The 2026 property tax bill for 7299 20th St NE was $13,972.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,972.00	$1,324,400 (+5.62%) Land $596,200 Building $728,200	$1,324,400 (+5.62%) Land $596,200 Building $728,200
2025		$1,253,900 Land $568,300 Building $685,600	$1,253,900 Land $568,300 Building $685,600
2023	$12,842.00 (+2.44%)	$1,169,200 Land $510,500 Building $658,700	$1,169,200 Land $510,500 Building $658,700
2022	$12,536.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7299 20th St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7299 20th St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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