Hernando County property record for 7297 Royal Oak Dr, Spring Hill, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 5,259 sqft · built 2020 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Mar 2017) |
| Tax Bill | $7,775 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jan 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-17-2645-0005-0150 |
| Primary APN | R09-223-17-2645-0005-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,259 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 26,136 sqft (0.6 acres) |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 450 sqft |
| Patio Area | 272 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01060050 |
|---|---|
| Street Address | 7297 ROYAL OAK DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34607-2366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE IN THE WOODS PHASE V BLK 5 LOT 15 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | LAKE IN THE WOODS PH V |
| Legal Phase | 5 |
| Legal Block | 5 |
| Legal Lot Number | 15 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 41502 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7297 ROYAL OAK DR, SPRING HILL, FL 34607-2366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Apr 7, 2020 | Deed of Trust, Mortgage BANK OF TAMPA |
| Mar 28, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2017 · Amount on Record |
| Deed Sale | Mar 28, 2017 · Amount on Record |
| Prior Sale | May 22, 2003 |
| Deed Document Number | 2017017236 |
| Deed Book / Page | 3452 / 1442 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 7297 ROYAL OAK DR, SPRING HILL, FL 34607-2366 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7297 ROYAL OAK DR, SPRING HILL, FL 34607-2366 |
| Document Number | 0043020022 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 4302/22 |
| Instrument | 2023032139 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 7297 ROYAL OAK DR, SPRING HILL, FL 34607-2366 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035450784 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 3545/0784 |
| Instrument | 2018003822 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 7297 ROYAL OAK DR, SPRING HILL, FL 34607-2366 |
| Document Number | 0038281835 |
| Instrument Date | Apr 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7297 ROYAL OAK DR SPRING HILL FL 346072366, SPRING HILL, FL 34607-2366 |
| Document Number | 0038281835 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 003828/001835 |
| Instrument | 23183 |
| Name | BANK OF TAMPA |
|---|---|
| Type | Bank |
| Address | SPRING HILL, FL 34607 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 28, 2017 |
| Property Address | 7297 ROYAL OAK DR, SPRING HILL, FL 34607-2366 |
| Document Number | 0034521442 |
| Book / Page | 003452 / 001442 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 17236 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $385.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4972 LARKENHEATH DR SPRING HILL FL 346090402, SPRING HILL, FL 34609-0402 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,775.00 (+0.09%) Additional exemption filed | $584,076 (+5.99%) | $1,000,873 (+5.24%) Land $62,992 Building $937,881 |
| 2023 | $551,083 Land $551,083 | ||
| 2022 | $7,768.00 | $951,003 Land $62,992 Building $888,011 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 52 (1983–2024) |
| Claims Outside the SFHA | 7 of 52 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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