7296 Northgate Dr, Maineville, OH 45039 Property Records

Warren County property record for 7296 Northgate Dr, Maineville, OH 45039

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,504 sqft · built 2005
Lot Size0.448 acres (19,519 sqft)
OwnerIndividual Name on File
Last Sale$227,000 (Jul 2012)
Tax Bill$8,374 (2025)
Deeds & MortgagesJul 2026 Construction Loan
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-22-200-038-0

Property Details

APN / Parcel Number

Primary APN16-22-200-038-0
Alternative APNs
  • 1622200038
  • 0942864
  • 942864

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area3,504 sqft Living Area
Gross Area3,640 sqft
1st Floor Area688 sqft
2nd Floor Area896 sqft
Basement Area1,024 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialCombination
Construction TypeFrame
Lot Area19,519 sqft (0.448 acres)
Garage TypeAttached
Garage Area136 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area48 sqft
Deck Area348 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number942864
Street Address7296 NORTHGATE DR
CityMAINEVILLE
StateOH
Zip45039-8110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHGATE ESTATES LOT 10
Legal SubdivisionNORTHGATE ESTATES
Legal Block64
Legal Lot Number10
JurisdictionWARREN OH
Township / Civil DivisionDEERFIELD
Census Block Group1
Census Block1006
Census Tract32003

Owner

7296 Northgate Dr is owned and occupied by an individual who bought it in July 2012.

Source: Warren County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address7296 NORTHGATE DR, MAINEVILLE, OH 45039-8110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Construction Mortgage
HUNTINGTON NATIONAL BANK
Jul 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
TCF NAT'L BK
Apr 3, 2019Warranty Deed, Transfer · Conventional Mortgage
UNION SVGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2012 · Amount on File
Deed SaleJul 26, 2012 · Amount on File
Prior SaleJan 13, 2012 · Amount on File
Deed Document Number2012877078
Deed Book / Page5596 / 439
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Recording DateJul 29, 2026
Property Address7296 NORTHGATE DR, MAINEVILLE, OH 45039-8110
Document Number0000021169
Instrument DateJul 21, 2026
Instrument202621169
Transaction TypeMortgage
Record UpdatedAug 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7296 NORTHGATE DR, MAINEVILLE, OH 45039-8110

Mortgage

Document Number0000021169,
DateJul 29, 2026
Instrument202621169
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueJul 21, 2056
Interest
Rate6.49%
Max Rate-1%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address7296 NORTHGATE DR, MAINEVILLE, OH 45039-8110
Document Number0000026931
Instrument DateJul 8, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyAMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7296 NORTHGATE DR MAINEVILLE OH 450398110, MAINEVILLE, OH 45039-8110

Mortgage

Document Number0000026931
DateJul 24, 2020
Instrument26931
Lender
NameTCF NAT'L BK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 23, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateApr 3, 2019
Property Address7296 NORTHGATE DR, MAINEVILLE, OH 45039-8110
Document Number0000008057
Instrument DateMar 29, 2019
Instrument8057
Transaction TypeTransfer
Record UpdatedApr 22, 2019
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,044.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7296 NORTHGATE DR MAINEVILLE OH 450398110, MAINEVILLE, OH 45039-8110

Mortgage

Document Number8058
DateApr 3, 2019
Instrument8058
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 2, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 7296 Northgate Dr was $8,374.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionDeerfield Township
Unified School DistrictKings Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,374.00$163,180 Land $28,000 Building $135,180$466,220 Land $80,000 Building $386,220
2023$7,197.00 (+3.11%) Homeowner's exemption$123,400 (-) Land $15,540 Building $107,860
2022$6,980.00 Homeowner's exemption$123,400 Land $15,540 Building $107,860$352,570 (-) Land $44,400 Building $308,170
2021$352,570 Land $44,400 Building $308,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7296 Northgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7296 Northgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARREN COUNTY
serves 99,000 people · EPA ID OH8301512
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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