7296 Audubon St, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 7296 Audubon St, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,292 sqft
Lot Size	0.256 acres (11,151 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jun 2009)
Tax Bill	$3,420 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`74-14-181-0046-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-181-0046-000`

Interior

Full Baths	1 Bath
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft

Exterior

Lot Area	11,151 sqft (0.256 acres)
Lot Depth	126 ft Depth
Garage Area	1,085 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7296 AUDUBON ST
City	CLAY
State	MI
Zip	48001-4100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 57 EXC W 10 FT & LOT 58 SUP BLUE WATER ISLES FRAC SECS 1 & 2 T2N R15E
Legal Range	15E
Legal Township	02N
Legal Section	01
Legal Subdivision	SUPERVISORS BLUE WATER ISLES SUBDIVISION
Legal Lot Number	57-58
Legal Unit	57,58
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2009
Census Tract	647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7296 AUDUBON ST, CLAY, MI 48001-4100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEVEL ONE BANK
Jul 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2009 · Amount on Record
Deed Sale	Jun 2, 2009 · Amount on Record
Deed Document Number	200912732
Deed Book / Page	3951 / 491
Last Transfer Date	Jul 23, 2021
Transfer Doc	5397639
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7296 AUDUBON ST, CLAY, MI 48001-4100
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	TITLE RESOLUTIONS, TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7296 AUDUBON ST, CLAY, MI 48001-4100

Mortgage

Document Number	0005454982
Date	Nov 29, 2021
Book Page	5454/982
Instrument	2021033200

Lender

Name	LEVEL ONE BANK
Type	Bank
Address	FARMINGTON, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 23, 2021
Property Address	7296 AUDUBON ST, CLAY, MI 48001-4100
Document Number	5397639
Book / Page	5397 / 639
Instrument Date	Jul 23, 2021
Instrument	2021021297
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7296 AUDUBON ST, CLAY, MI 48001-4100

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,600 (+5.4%)	$351,200 (+5.4%)
2025	$3,420.00 (+2.27%) Homeowner's exemption	$166,600 (+22.5%)
2024	$3,344.00 (+34.68%)		$333,200 (+22.5%)
2023		$136,000
2022	$2,483.00		$272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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