7295 Cave Spring Rd SW, Cave Spring, GA 30124 Property Records

Floyd County property record for 7295 Cave Spring Rd SW, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,788 sqft · built 1982
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Dec 2019)
Tax Bill	$2,521 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E18--066`

Property Details

APN / Parcel Number

Primary APN	`E18--066`
Alternative APN	`40551`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,788 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	86,249 sqft (1.98 acres)

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Shed	1 Shed
Shed Area	450 sqft
Utility Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	40551
Street Address	7295 CAVE SPRING RD SW
City	CAVE SPRING
State	GA
Zip	30124-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-R
Legal Description	LT68&69 PB7-114 LL710&731 3/4 PB40-178
Legal Subdivision	ED PERKINS PROP
Legal Lot Number	68-69
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	4
Census Block	4040
Census Tract	2000

Owner

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7295 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Oct 23, 2023	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Jan 27, 2020	Grant Deed, Transfer · VA Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Jul 11, 2003
Deed Document Number	20192020-000160
Deed Book / Page	2613 / 955
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Recording Date	Jun 8, 2026
Property Address	7295 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2459
Document Number	2950000402
Book / Page	2950 / 402
Instrument Date	Jun 3, 2026
Transaction Type	Mortgage
Record Updated	Aug 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7295 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2459

Mortgage

Document Number	2950000402,
Date	Jun 8, 2026
Book Page	2950/402

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Oct 23, 2023
Property Address	7295 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2459
Document Number	0028170019
Book / Page	2817 / 19
Instrument Date	Oct 20, 2023
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA

Mortgage

Document Number	0000281720
Date	Oct 23, 2023
Instrument	2817/20

Lender

Name	RENASANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2053

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLOYD GA
Recording Date	Jan 27, 2020
Property Address	7295 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2459
Document Number	0026130955
Book / Page	002613 / 000955
Instrument Date	Dec 16, 2019
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7295 CAVE SPRING RD SW CAVE SPRING GA 301242459, CAVE SPRING, GA 30124-2459

Mortgage

Document Number	26130958
Date	Jan 27, 2020
Book Page	002613/000958

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,521.00 (-1.02%)
2025	$2,547.00 (+43.65%)	$88,935 (+8.2%) Land $14,702 Building $74,233	$222,337 (+8.2%) Land $36,755 Building $185,582
2024	$1,773.00 (+124.43%)	$82,194 (-3.07%) Land $13,068 Building $69,126	$205,485 (-3.07%) Land $32,670 Building $172,815
2023	$790.00 (-25.26%) Homeowner's exemption Senior Citizen's exemption	$84,799 (+24.02%) Land $12,000 Building $72,799	$211,998 (+24.02%) Land $30,000 Building $181,998
2022	$1,057.00 Homeowner's exemption Senior Citizen's exemption	$68,373 Land $9,520 Building $58,853	$170,933 Land $23,800 Building $147,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 95% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAVE SPRING serves 4,248 people · EPA ID GA1150000
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Cave Spring Rd SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures