7294 Upper 157th St W, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 7294 Upper 157th St W, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,874 sqft · built 1989
Lot Size	0.194 acres (8,450 sqft)
Owner	2 Individual Names on File
Last Sale	$383,000 (Dec 2022)
Tax Bill	$4,568 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-11650-02-100`

Property Details

APN / Parcel Number

Primary APN	`01-11650-02-100`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,874 sqft Living Area
Gross Area	2,306 sqft
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Architectural Style	Split Level
Construction Type	Wood
Lot Area	8,450 sqft (0.194 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7294 UPPER 157TH ST W
City	SAINT PAUL
State	MN
Zip	55124-5125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPLE PONDS 10 2
Legal Subdivision	APPLE PONDS
Legal Block	2
Legal Lot Number	100
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	3
Census Block	3004
Census Tract	60828

Owner

7294 Upper 157th St W is owned and occupied by two individuals who bought it in December 2022.

Source: Dakota County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7294 UPPER 157TH ST W, SAINT PAUL, MN 55124-5125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Warranty Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS INC
Feb 7, 2018	Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Prior Sale	Feb 7, 2018 · Amount on File
Deed Document Number	20221501725
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jan 11, 2023
Property Address	7294 UPPER 157TH ST W, APPLE VALLEY, MN 55124-5125
Document Number	0003572979
Instrument Date	Dec 29, 2022
Instrument	3572979
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,263.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7294 UPPER 157TH ST W, APPLE VALLEY, MN 55124-5125

Mortgage

Document Number	0003572980
Date	Jan 11, 2023
Instrument	3572980

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Feb 7, 2018
Property Address	7294 UPPER 157TH ST W, APPLE VALLEY, MN 55124-5125
Document Number	0003236685
Instrument Date	Jan 31, 2018
Instrument	3236685
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	HOME TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7294 UPPER 157TH ST W, APPLE VALLEY, MN 55124-5125

Mortgage

Document Number	0003236686
Date	Feb 7, 2018
Instrument	3236686

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7294 Upper 157th St W was $4,568 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,568.00	$373,500 Land $85,000 Building $288,500	$373,500 Land $85,000 Building $288,500
2023	$3,726.00 Homeowner's exemption
2022		$354,100 Land $81,900 Building $272,200	$354,100 Land $81,900 Building $272,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7294 Upper 157th St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7294 Upper 157th St W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Midco Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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