7293 Sedgebrook Dr W, Stanley, NC 28164 Property Records

Lincoln County property record for 7293 Sedgebrook Dr W, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,124 sqft · built 2004
Lot Size0.193 acres (8,407 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Dec 2020)
Tax Bill$2,914 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Feb 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN4601-69-5430

Property Details

APN / Parcel Number

Primary APN4601-69-5430
Alternative APNs
  • 460102695451
  • 281911
  • 78810

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,124 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Construction TypeConcrete
Lot Area8,407 sqft (0.193 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number281911
Street Address7293 SEDGEBROOK DR W
CitySTANLEY
StateNC
Zip28164-9738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-MU CU
Legal Description#131 THE GATES AT W/SIDE
Legal SubdivisionGATES WATERSIDE XING
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2020
Census Tract71102

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7293 SEDGEBROOK DR W, STANLEY, NC 28164-9738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Warranty Deed, Transfer · Conventional Mortgage
ALLEN TATE MORTGAGE PARTNERS LLC
Feb 18, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2020 · Amount on Record
Deed SaleDec 11, 2020 · Amount on Record
Prior SaleAug 1, 2013 · Amount on Record
Deed Document Number2020621551
Deed Book / Page2984 / 128
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateDec 11, 2020
Property Address7293 SEDGEBROOK DR W, STANLEY, NC 28164-9738
Document Number2984128
Book / Page2984 / 128
Map ReferenceMB 11 PG 155
Instrument DateNov 9, 2020
Instrument621551
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyMASTER TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address822 COUNTRY GROVE LN, 822, MESQUITE, NV 89034-1065

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number621552
DateDec 11, 2020
Instrument621552
Lender
NameALLEN TATE MORTGAGE PARTNERS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7293 SEDGEBROOK DR W, STANLEY, NC 28164-9738
Document Number2664194
Instrument DateFeb 18, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7293 SEDGEBROOK DR W STANLEY NC 281649738, STANLEY, NC 28164-9738

Mortgage

Document Number2664194
DateMay 9, 2017
Book Page002664/000194
Instrument562493
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 8, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,914.00 (+1.11%)$459,419 (-) Land $82,000 Building $377,419$459,419 (-) Land $82,000 Building $377,419
2023$2,882.00$459,419 Land $82,000 Building $377,419$459,419 Land $82,000 Building $377,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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