7293 Clover Rd, Virginia, MN 55792 Property Records

St. Louis County property record for 7293 Clover Rd, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,248 sqft · built 1975
Lot Size	12.6 acres (551,470 sqft)
Owner	Individual Name on File
Last Sale	$322,000 (Jun 2022)
Tax Bill	$2,416 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`525-0010-01312`

Property Details

APN / Parcel Number

Primary APN	`525-0010-01312`
Alternative APN	`1131550`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,248 sqft Gross Area
1st Floor Area	1,248 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	551,470 sqft (12.6 acres)
Garage Area	672 sqft

Exterior Amenities

Deck Area	144 sqft
Storage Building	240 sqft
Utility Building	2,880 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1131550
Street Address	7293 CLOVER RD
City	VIRGINIA
State	MN
Zip	55792-8053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	WLY 416 FT OF SW1/4 OF NW1/4 SERIAL #
Legal Range	17W
Legal Township	60N
Legal Section	13
Legal Subdivision	SANDY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	SANDY
Census Block Group	4
Census Block	4153
Census Tract	15200

Owner

7293 Clover Rd is owned and occupied by an individual who bought it in June 2022.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7293 CLOVER RD, VIRGINIA, MN 55792-8053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jun 10, 2022	Warranty Deed, Transfer · FHA Mortgage REGENT FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Deed Document Number	20221444934
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Aug 25, 2026
Property Address	7293 CLOVER RD, VIRGINIA, MN 55792-8053
Document Number	0001539165
Instrument Date	Jul 7, 2026
Instrument	20261539165
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7293 CLOVER RD, VIRGINIA, MN 55792-8053

Mortgage

Document Number	0001539165,
Date	Aug 25, 2026
Instrument	20261539165

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Jun 1, 2052

Interest

Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 10, 2022
Property Address	7293 CLOVER RD, VIRGINIA, MN 55792-8053
Document Number	0001444934
Instrument Date	May 27, 2022
Instrument	1444934
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7293 CLOVER RD, VIRGINIA, MN 55792-8053

Mortgage

Document Number	0001444935
Date	Jun 10, 2022
Instrument	1444935

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 7293 Clover Rd was $2,416 with a homeowner's exemption, up 35.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Sandy Township
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,416.00 (+35.58%) Homeowner's exemption
2025	$1,782.00 (-14.74%) Homeowner's exemption	$298,200 (+26.89%) Land $37,500 Building $260,700	$298,200 (+26.89%) Land $37,500 Building $260,700
2024	$2,090.00	$235,000 Land $32,200 Building $202,800	$235,000 Land $32,200 Building $202,800
2022		$197,900 Land $31,000 Building $166,900	$197,900 Land $31,000 Building $166,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7293 Clover Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7293 Clover Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

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