7292 Pawnee Rd, Spencer, OH 44275 Property Records

Medina County property record for 7292 Pawnee Rd, Spencer, OH 44275

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,711 sqft · built 2003
Lot Size	7.11 acres (309,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Dec 2020)
Tax Bill	$7,805 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-08D-34-006`

Property Details

APN / Parcel Number

Primary APN	`036-08D-34-006`
Alternative APNs	`36-08D-34-006` `00004249250`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,711 sqft Living Area
1st Floor Area	2,890 sqft
Upper Floors Area	1,266 sqft
Basement Area	1,445 sqft
Finished Basement	500 sqft
Unfinished Basement	945 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Lot Area	309,712 sqft (7.11 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	719 sqft
Deck Area	590 sqft
Patio Area	590 sqft
Shed	1 Shed
Shed Area	96 sqft
Cabin	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Geothermal

Location & Zoning

Street Address	7292 PAWNEE RD
City	SPENCER
State	OH
Zip	44275-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 1 LOT 2 MID PT 7.1125A
Legal Tract	1
Legal Lot Number	2
Jurisdiction	MEDINA OH
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1032
Census Tract	410000

Owner

Source: Medina County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7292 PAWNEE RD, SPENCER, OH 44275-9763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Prior Sale	Jul 9, 2004 · Amount on Record
Deed Document Number	202031616
Prior Transfer Date	Sep 5, 2001
Prior Transfer Doc	0000032065
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDINA OH
Property Address	7292 PAWNEE RD, SPENCER, OH 44275-9763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016998
Date	Jul 21, 2020
Instrument	2020OR016998

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEDINA OH
Recording Date	Dec 8, 2020
Property Address	7292 PAWNEE RD, SPENCER, OH 44275-9763
Document Number	0000031616
Instrument Date	Dec 3, 2020
Instrument	2020OR031616
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7292 PAWNEE RD, SPENCER, OH 44275-9763

Mortgage

Document Number	0000031617
Date	Dec 8, 2020
Instrument	2020OR031617

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Medina County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Medina County
County Subdivision	Spencer Township
Unified School District	Black River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,805.00 (+24.52%)	$207,610 (+33.6%) Land $43,470 Building $164,140	$593,180 (+33.6%) Land $124,210 Building $468,970
2024	$6,268.00 (+5.58%)	$155,400 (-) Land $27,110 Building $128,290
2023	$5,937.00 (-2.53%)	$155,400 (-) Land $27,110 Building $128,290
2022	$6,091.00	$155,400 Land $27,110 Building $128,290	$444,000 Land $77,460 Building $366,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	1,000 / 1,000
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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