7291 Sterling Rd, Jerome, MI 49249 Property Records

Hillsdale County property record for 7291 Sterling Rd, Jerome, MI 49249

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,440 sqft
Lot Size	2.03 acres (88,819 sqft)
Owner	2 Individual Names on File
Last Sale	$281,000 (Mar 2026)
Tax Bill	$626 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-026-100-006-26-5-2`

Property Details

APN / Parcel Number

Primary APN	`03-026-100-006-26-5-2`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	1,480 sqft
1st Floor Area	1,480 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood Siding
Lot Area	88,819 sqft (2.03 acres)
Lot Dimensions	240 ft deep x 370 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7291 STERLING RD
City	JEROME
State	MI
Zip	49249-9821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM N1/4 COR SEC TH S 8952'38W ALG N SEC LN & C/L STERLING RD 904.05 FT TO POB TH S 007'22E 240 FT TH S 8952'38W 370 FT TH N
Legal Range	02W
Legal Township	05S
Legal Section	26
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	MOSCOW
Census Block Group	2
Census Block	2042
Census Tract	50200

Owner

Source: Hillsdale County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	316 MONROE ST, CONCORD, MI 49237-9555
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Feb 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Prior Sale	Nov 2, 2015 · Amount on Record
Deed Document Number	2026621513
Deed Book / Page	1917 / 482
Prior Transfer Date	Feb 17, 2021
Prior Transfer Doc	001787/855
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Mar 24, 2026
Property Address	7291 STERLING RD, JEROME, MI 49249-9821
Document Number	001917/482
Book / Page	1917 / 482
Instrument Date	Mar 20, 2026
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	MUTUAL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7291 STERLING RD, JEROME, MI 49249-9821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7291 STERLING RD, JEROME, MI 49249-9821

Mortgage

Document Number	0001917483
Date	Mar 24, 2026
Instrument	1917/483

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Feb 24, 2021
Property Address	7291 STERLING RD, JEROME, MI 49249-9821
Document Number	001787/855
Book / Page	1787 / 855
Instrument Date	Feb 17, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO OF JACKSON

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7291 STERLING RD, JEROME, MI 49249-9821

Mortgage

Document Number	0001787857
Date	Feb 24, 2021
Instrument	1787/857

Lender

Name	COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Moscow Township
Unified School District	North Adams-Jerome Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$626.00 (-42.3%) Homeowner's exemption	$109,400 (+6.94%)	$218,748 (+6.97%) Land $11,603 Building $207,145
2023		$102,300	$204,504 Land $6,332 Building $198,172
2021	$1,085.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: DMCI Broadband, Frontier, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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