729 White Oak Cir, Flowood, MS 39232 Property Records

Rankin County property record for 729 White Oak Cir, Flowood, MS 39232

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 6,477 sqft · built 1984
Lot Size	0.652 acres (28,415 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,731 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit May 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`G10 000090 00016`

Property Details

APN / Parcel Number

Primary APN	`G10 000090 00016`
Alternative APN	`19939`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,477 sqft Adjusted Area
1st Floor Area	2,761 sqft
2nd Floor Area	2,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	28,415 sqft (0.652 acres)
Deck Area	532 sqft
Patio Area	532 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	19939
Street Address	729 WHITE OAK CIR
City	FLOWOOD
State	MS
Zip	39232-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 DOGWOOD PLACE (BEING LOT 194.14 X 208.78 X 191.58 X 230.06 IN NW4 SEC 25 & IN SW4 SW4 SEC 24) DB 399 PG 236 0022880 DB
Legal Range	02E
Legal Township	06N
Legal Section	25
Legal Subdivision	DOGWOOD PLACE
Legal Lot Number	16
Jurisdiction	RANKIN MS
Township / Civil Division	5
Census Block Group	2
Census Block	2003
Census Tract	20216

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	729 WHITE OAK CIR, FLOWOOD, MS 39232-9336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
May 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022
Deed Sale	May 23, 2022
Deed Book / Page	2022 / 12235
Last Transfer Date	Aug 3, 2022
Transfer Doc	2022018569
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	729 WHITE OAK CIR, FLOWOOD, MS 39232-9336
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092066
Date	Sep 1, 2022
Book Page	3022/92066

Lender

Name	COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2023

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	729 WHITE OAK CIR, FLOWOOD, MS 39232-9336
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054480
Date	May 23, 2022
Book Page	3022/54480

Lender

Name	COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Flowood City
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,731.00 (-37.07%) Homeowner's exemption Senior Citizen's exemption	$65,503 (+21.86%)
2024	$7,518.00 (+44.47%)		$655,030 (+21.86%) Land $30,000 Building $625,030
2023		$53,752
2021			$537,520 Land $30,000 Building $507,520
2019	$5,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLOWOOD - NORANCO private · serves 4,274 people · EPA ID MS0610044
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CITY OF FLOWOOD
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: NETSPEEDMS.

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