729 WATER OAK DR PLANO TX 750253209, PLANO, TX 75025-3209
Mortgage
Document Number
572220
Date
May 21, 2019
Instrument
572220
Lender
Name
JP MORGAN CHASE BK
Type
Bank
Address
COLUMBUS, OH 43240-2050
Agreement
Amount
Amount on Record
Term
360 Months
Due
May 20, 2049
January 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
COLLIN TX
Property Address
729 WATER OAK DR, PLANO, TX 75025-3209
Document Number
0000033420
Instrument Date
Jan 3, 2018
Transaction Type
Mortgage
Record Updated
Aug 30, 2018
Title Company
CAPITAL TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
729 WATER OAK DR PLANO TX 750253209, PLANO, TX 75025-3209
Mortgage
Document Number
0000033420
Date
Jan 8, 2018
Instrument
33420
Lender
Name
FIRST BK
Type
Bank
Address
WICHITA FALLS, TX 76308
Agreement
Amount
Amount on Record
Term
300 Months
Due
Jan 7, 2043
January 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
COLLIN TX
Property Address
729 WATER OAK DR, PLANO, TX 75025-3209
Document Number
0000033430
Instrument Date
Jan 3, 2018
Transaction Type
Mortgage
Record Updated
Nov 20, 2018
Title Company
CAPITAL TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
729 WATER OAK DR PLANO TX 750253209, PLANO, TX 75025-3209
Mortgage
Document Number
0000033430
Date
Jan 8, 2018
Instrument
33430
Lender
Name
FIRST BK
Type
Bank
Address
WICHITA FALLS, TX 76308
Agreement
Amount
Amount on Record
September 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
COLLIN TX
Recording Date
Sep 5, 2017
Property Address
729 WATER OAK DR, PLANO, TX 75025-3209
Document Number
0001187090
Instrument Date
Aug 25, 2017
Instrument
1187090
Transaction Type
Transfer
Record Updated
Aug 25, 2018
Title Company
REPUBLIC TITLE COMPANY, REPUBLIC TITLE INC
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
729 WATER OAK DR PLANO TX 750253209, PLANO, TX 75025-3209
Mortgage
Document Number
1187100
Date
Sep 5, 2017
Instrument
1187100
Lender
Name
FIRST BK
Type
Bank
Address
WICHITA FALLS, TX 76308
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 729 Water Oak Dr was $14,298, up 7.4% from the year before.
Source: Collin County assessment roll, as of March 16, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Collin County
Municipality
Plano City
Unified School District
Plano Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$14,298.00 (+7.38%)
$837,301Land $150,000Building $687,301
$837,301Land $150,000Building $687,301
2024
$13,315.00
2023
$784,120Land $120,000Building $664,120
$784,120Land $120,000Building $664,120
2022
$12,308.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 729 Water Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 729 Water Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source
Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection
Jul 2025
Lead
2 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Frontier Fiber
7,000 / 7,000
Spectrum Cable
1,000 / 1,000
AT&T Fixed Wireless
100 / 20
T-Mobile Fixed Wireless
100 / 20
May also be available: Hotwire Communications, Verizon.