729 W State St, Union, MO 63084 Property Records

Franklin County property record for 729 W State St, Union, MO 63084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,430 sqft · built 1962
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Tax Bill$1,775 (2025)
Deeds & MortgagesJun 2021 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN17-8-27.0-2-005-078.000

Property Details

APN / Parcel Number

Primary APN17-8-27.0-2-005-078.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,430 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Architectural StyleA-Frame
Construction TypeFrame
Lot Area17,424 sqft (0.4 acres)

Location & Zoning

Street Address729 W STATE ST
CityUNION
StateMO
Zip63084-1028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:10&11 LAKESIDE
Legal Range01W
Legal Township43
Legal Section27
Legal QuarterNW
Legal SubdivisionLAKESIDE
Legal Block5
Legal Lot Number10,11 11
JurisdictionFRANKLIN MO
Township / Civil DivisionUNION
Census Block Group2
Census Block2025
Census Tract800604

Owner

729 W State St is owned and occupied by an individual who acquired it in June 2025.

Source: Franklin County records, as of November 10, 2025

Owner of RecordIndividual Name on File
Mailing Address729 W STATE ST, UNION, MO 63084-1028
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF SULLIVAN
Aug 9, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2025
Deed SaleJun 24, 2025
Deed Document Number2507540
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address729 W STATE ST, UNION, MO 63084-1028
Transaction TypeMortgage
Record UpdatedJul 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002110806
DateJun 8, 2021
Instrument2110806
Lender
NameBANK OF SULLIVAN
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address729 W STATE ST, UNION, MO 63084-1028
Document Number0000011357
Instrument DateAug 9, 2018
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address729 W STATE ST UNION MO 630841028, UNION, MO 63084-1028

Mortgage

Document Number0000011357
DateAug 15, 2018
Instrument11357
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 729 W State St was $1,775.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityUnion City
Unified School DistrictUnion R-XI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,775.00$29,782$156,750 Land $25,960 Building $130,790
2023$1,650.00 (+5.77%)$27,451$144,480 Land $25,960 Building $118,520
2022$1,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 729 W State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 729 W State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION PWS
serves 12,348 people · EPA ID MO6010801
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Wave Internet Technologies
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on W State St

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