San Joaquin County property record for 729 N Commerce St, Stockton, CA 95202
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,310 sqft · built 2004 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,500 (May 2015) |
| Tax Bill | $2,192 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 137-180-380-000 |
| Primary APN | 137-180-380-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,310 sqft Living Area |
| 1st Floor Area | 1,310 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Lot Area | 5,227 sqft (0.12 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 137-180-38 |
|---|---|
| Street Address | 729 N COMMERCE ST |
| City | STOCKTON |
| State | CA |
| Zip | 95202-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTER ST BLK 43 LOT 15 |
| Legal Subdivision | WEST OF CENTER |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | STOCKTON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 402 |
729 N Commerce St is owned and occupied by two individuals who bought it in May 2015.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 729 N COMMERCE ST, STOCKTON, CA 95202-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2015 · Amount on File |
| Deed Sale | May 4, 2015 · Amount on File |
| Prior Sale | Nov 13, 2009 · Amount on File |
| Deed Document Number | 201550553 |
| Prior Transfer Date | Dec 19, 2008 |
| Prior Transfer Doc | 0000196307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 729 N COMMERCE ST, STOCKTON, CA 95202-1618 |
| Document Number | 0000133415 |
| Instrument Date | Nov 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2017 |
| Title Company | BNT TITLE COMPANY/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 729 N COMMERCE ST STOCKTON CA 952021618, STOCKTON, CA 95202-1618 |
| Document Number | 0000133415 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 133415 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 14, 2032 |
The 2026 property tax bill for 729 N Commerce St was $2,192 with a homeowner's exemption, up 3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Stockton City |
| Unified School District | Stockton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,192.00 (+2.96%) | ||
| 2025 | $2,129.00 Homeowner's exemption | $177,262 Land $62,041 Building $115,221 | |
| 2023 | $2,045.00 (+2.1%) Homeowner's exemption | $170,381 Land $59,633 Building $110,748 | $267,660 |
| 2022 | $2,003.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 729 N Commerce St in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 729 N Commerce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001 |
|---|---|
| Water Source | Purchased surface water from STOCKTON EAST WATER DISTRICT |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Ayera Technologies.
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