Lexington-Fayette Urban County property record for 729 E Main St, Lexington, KY 40502
| Property Type | Office Building |
|---|---|
| Details | 4,732 sqft · built 1940 |
| Lot Size | 0.234 acres (10,202 sqft) |
| Owner | Company Name on Record |
| Last Sale | $450,000 (Apr 2026) |
| Tax Bill | $5,669 (2026) |
| Deeds & Mortgages | Jan 2025 Mortgage Nov 2008 Mortgage + 4 more |
| APN | 11752400 |
| Primary APN | 11752400 |
|---|
| Units | 17 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 4,732 sqft Total Area |
| Basement Area | 1,296 sqft |
| Unfinished Basement | 1,296 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood |
| Lot Area | 10,202 sqft (0.234 acres) |
| Lot Width | 51 ft Width |
| Parking Spaces | 16 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 729 E MAIN ST |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40502-1601 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | B-1 |
| Legal Description | A-798 LEX U R C D A LOT; BOOK: 2901 PAGE: 17 |
| Legal Subdivision | LEX U R C D A |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 500 |
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 729 E MAIN ST, LEXINGTON, KY 40502-1601 |
| Owner Type | Company |
| Vesting | Limited Partnership |
| Date | Document |
|---|---|
| Jan 8, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHERN NATIONAL BANK |
| Nov 12, 2008 | Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN NATIONAL BANK |
| Apr 16, 2026 | Correction Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST COMPANY |
| Sep 23, 2009 | Deed, Transfer |
| Sep 23, 2009 | Deed, Transfer · Commercial Mortgage FIRST SOUTHERN NATIONAL BANK |
| Apr 23, 2009 | Deed, Transfer · Commercial Mortgage FIRST SOUTHERN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on Record |
| Deed Sale | Apr 16, 2026 · Amount on Record |
| Prior Sale | Sep 23, 2009 · Amount on Record |
| Deed Document Number | 2026112 |
| Deed Book / Page | 4187 / 47 |
| Prior Transfer Date | Apr 15, 2026 |
| Prior Transfer Doc | 0000000112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 729 E MAIN ST, LEXINGTON, KY 40502-1601 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3528 CASTLEGATE WYND, LEXINGTON, KY 40502-7701 |
| Document Number | MB10933/325 |
|---|---|
| Date | Jan 8, 2025 |
| Book Page | MB 10933/325 |
| Instrument | 202501080011 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40503 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Dec 19, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 729 E MAIN ST, LEXINGTON, KY 40502-1601 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006484/059 |
|---|---|
| Date | Nov 12, 2008 |
| Book Page | 6484/059 |
| Instrument | 200811120255 |
| Name | SOUTHERN NATIONAL BANK |
|---|---|
| Address | LEXINGTON, KY 40503 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 34 Months |
| Due | Sep 16, 2011 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Apr 16, 2026 |
| Property Address | 729 E MAIN ST, LEXINGTON, KY 40502-1601 |
| Document Number | 0000000112 |
| Book / Page | 4187 / 47 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.112 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $45,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 729 E MAIN ST, LEXINGTON, KY 40502-1601 |
| Document Number | 0000000113, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 11193/552 |
| Instrument | 2026.113 |
| Name | CENTRAL BANK & TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 15, 2029 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000000114, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 11193/561 |
| Instrument | 2026.114 |
| Name | CENTRAL BANK & TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 15, 2029 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Sep 23, 2009 |
| Property Address | 729 E MAIN ST, LEXINGTON, KY 40502-1601 |
| Document Number | 002901/022 |
| Book / Page | 2901 / 022 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Sep 23, 2009 |
| Property Address | 729 E MAIN ST, LEXINGTON, KY 40502-1601 |
| Document Number | 002901/017 |
| Book / Page | 2901 / 017 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 006742/303 |
|---|---|
| Date | Sep 28, 2009 |
| Book Page | 6742/303 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Apr 23, 2009 |
| Property Address | 729 E MAIN ST, LEXINGTON, KY 40502-1601 |
| Document Number | 002869/176 |
| Book / Page | 2869 / 176 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 006617/188 |
|---|---|
| Date | May 7, 2009 |
| Book Page | 6617/188 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,669.00 (+1.89%) | $450,000 (-) | $450,000 (-) |
| 2025 | $5,564.00 | $450,000 (-) | $450,000 (-) |
| 2023 | $5,564.00 | $450,000 | $450,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2000) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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