Macon County property record for 729 E Lawrence St, Decatur, IL 62521
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Jan 2026 Line of Credit Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-12-14-378-004 |
| Primary APN | 04-12-14-378-004 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,050 sqft (0.139 acres) |
|---|---|
| Lot Dimensions | 55 ft deep x 109 ft wide |
| Account Number | 041214378004 |
|---|---|
| Street Address | 729 E LAWRENCE ST |
| City | DECATUR |
| State | IL |
| Zip | 62521-2744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | H M WHITMERS ADD N1/2 E55 LOT 8 96BK2675/588 109.5X55 |
| Legal Range | 02E |
| Legal Township | 16N |
| Legal Section | 14 |
| Legal Subdivision | H M WHITMERS ADD |
| Legal Lot Number | 8 |
| Jurisdiction | MACON IL |
| Township / Civil Division | DECATUR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 300 |
729 E Lawrence St is owned and occupied by an individual.
Source: Macon County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 834 E WHITMER ST, DECATUR, IL 62521-2766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Line of Credit CEFCU |
| Sep 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA |
| Mar 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 729 E LAWRENCE ST, DECATUR, IL 62521-2744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026R000839 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026R-000839 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 15, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 729 E LAWRENCE ST, DECATUR, IL 62521-2744 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004973/314 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 4973/314 |
| Instrument | 2016120 |
| Name | FIRST MID ILLINOIS BK & TR NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 729 E LAWRENCE ST, DECATUR, IL 62521-2744 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1930475 |
|---|---|
| Date | Mar 7, 2018 |
| Instrument | 1930475 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Decatur Township |
| Municipality | Decatur City |
| Unified School District | Decatur School District 61 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $4,572 Land $731 Building $3,841 | $13,717 Land $2,193 Building $11,524 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 729 E Lawrence St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 729 E Lawrence St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR serves 76,122 people · EPA ID IL1150150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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