729 E Crest Ridge Dr, Meridian, ID 83642 Property Records

Ada County property record for 729 E Crest Ridge Dr, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,523 sqft · built 2018
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on File
Last Sale	$419,900 (Jan 2019)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R7383470310`

Property Details

APN / Parcel Number

Primary APN	`R7383470310`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,523 sqft Living Area
Gross Area	3,648 sqft
1st Floor Area	963 sqft
Upper Floors Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	7,754 sqft (0.178 acres)
Garage Type	Attached
Garage Area	1,011 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	117 sqft
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	729 E CREST RIDGE DR
City	MERIDIAN
State	ID
Zip	83642-4786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 19 BLK 14 REFLECTION RIDGE SUB NO 06
Legal Range	01E
Legal Township	03N
Legal Section	30
Legal Subdivision	REFLECTION RIDGE SUB NO 06
Legal Block	14
Legal Lot Number	19
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1008
Census Tract	10339

Owner

729 E Crest Ridge Dr is owned and occupied by two individuals who bought it in January 2019.

Source: Ada County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	729 E CREST RIDGE DR, MERIDIAN, ID 83642-4786
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · ARM KEY BANK NA
Jul 26, 2019	Deed of Trust, Mortgage KEYBANK USA
Jan 2, 2019	Grant Deed, Subdivision Related Transfer KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2019 · Amount on File
Deed Sale	Jan 2, 2019 · Amount on File
Prior Sale	Feb 8, 2018 · Amount on File
Deed Document Number	2019240
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	729 E CREST RIDGE DR, MERIDIAN, ID 83642-4786
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121796
Date	Aug 16, 2021
Instrument	2021-121796

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	729 E CREST RIDGE DR, MERIDIAN, ID 83642-4786
Document Number	0000068814
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	729 E CREST RIDGE DR MERIDIAN ID 836424786, MERIDIAN, ID 83642-4786

Mortgage

Document Number	0000068814
Date	Jul 31, 2019
Instrument	68814

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

January 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ADA ID
Recording Date	Jan 2, 2019
Property Address	729 E CREST RIDGE DR, MERIDIAN, ID 83642-4786
Document Number	0000000240
Instrument Date	Dec 20, 2018
Instrument	240
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	729 E CREST RIDGE DR MERIDIAN ID 836424786, MERIDIAN, ID 83642-4786

Mortgage

Document Number	241
Date	Jan 2, 2019
Instrument	241

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 729 E Crest Ridge Dr was $2,231 with a homeowner's exemption, down 10.1% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,231.00 (-10.15%) Homeowner's exemption	$620,200	$620,200
2024	$2,483.00
2023		$623,500 Land $198,000 Building $425,500	$623,500 Land $198,000 Building $425,500
2022	$3,211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 729 E Crest Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 729 E Crest Ridge Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50

May also be available: Verizon.

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