729 E 10th St, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 729 E 10th St, Charlotte, NC 28202

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,423 sqft · built 2001
Lot Size	0.098 acres (4,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$562,500 (May 2007)
Tax Bill	$6,412 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`080-107-10`

Property Details

APN / Parcel Number

Primary APN	`080-107-10`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,423 sqft Heated Area
Gross Area	3,159 sqft
1st Floor Area	1,163 sqft
Upper Floors Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Exterior Material	Other
Foundation Type	Raised
Roof Material	Wood
Lot Area	4,280 sqft (0.098 acres)
Garage Area	484 sqft
Porch	Porch
Porch Area	252 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	080-107-10
Street Address	729 E 10TH ST
City	CHARLOTTE
State	NC
Zip	28202-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR-2
Legal Description	L8 B5 M32-959
Legal Subdivision	GARDEN DISTRICT/1ST WARD
Legal Block	5
Legal Lot Number	8
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3010
Census Tract	600

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	729 E 10TH ST, CHARLOTTE, NC 28202-3105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 21, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 19, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 19, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2007 · Amount on Record
Deed Sale	May 25, 2007 · Amount on Record
Prior Sale	May 25, 2007 · Amount on Record
Deed Document Number	0000107416
Last Transfer Date	Aug 3, 2007
Transfer Doc	0000161494
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	729 E 10TH ST, CHARLOTTE, NC 28202-3105
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164810
Date	Aug 26, 2021
Book Page	36459/135
Instrument	2021164810

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Sep 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	729 E 10TH ST, CHARLOTTE, NC 28202-3105
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098714
Date	Jul 5, 2022
Book Page	37475/595
Instrument	2022098714

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	729 E 10TH ST, CHARLOTTE, NC 28202-3105
Document Number	0000129629
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 E 10TH ST CHARLOTTE NC 282023105, CHARLOTTE, NC 28202-3105

Mortgage

Document Number	0000129629
Date	Oct 15, 2018
Book Page	033043/000232
Instrument	129629

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	729 E 10TH ST, CHARLOTTE, NC 28202-3105
Document Number	0000074905
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 E 10TH ST CHARLOTTE NC 282023105, CHARLOTTE, NC 28202-3105

Mortgage

Document Number	0000074905
Date	Jun 6, 2017
Book Page	031860/000613
Instrument	74905

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	729 E 10TH ST, CHARLOTTE, NC 28202-3105
Document Number	0000068092
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	729 E 10TH ST CHARLOTTE NC 282023105, CHARLOTTE, NC 28202-3105

Mortgage

Document Number	0000068092
Date	May 24, 2017
Book Page	031823/000227
Instrument	68092

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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