729 Cloverfields Dr, Stevensville, MD 21666 Property Records

Queen Anne's County property record for 729 Cloverfields Dr, Stevensville, MD 21666

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,268 sqft · built 1996
Lot Size0.427 acres (18,600 sqft)
Owner2 Individual Names on Record
Last Sale$431,000 (Sep 2020)
Tax Bill$3,972 (2025)
Deeds & MortgagesNov 2023 Mortgage
Jan 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN04-000897

Property Details

APN / Parcel Number

Primary APN04-000897
Alternative APNs
  • 4000897
  • 000897

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,268 sqft Total Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area18,600 sqft (0.427 acres)
Lot Dimensions248 ft deep x 75 ft wide
Garage TypeAttached
Garage Area490 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area155 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number000897
Street Address729 CLOVERFIELDS DR
CitySTEVENSVILLE
StateMD
Zip21666-2437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC-15
Legal DescriptionLOT 19, BLK O PLAT 2 CLOVERFIELDS
Legal SubdivisionCLOVERFIELDS
Legal BlockO
Legal Lot Number19
JurisdictionQUEEN ANNE'S MD
Township / Civil Division4, KENT ISLAND
Census Block Group2
Census Block2020
Census Tract810800

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address729 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2437
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 21, 2022Deed of Trust, Mortgage · FHA Mortgage
TOWNEBANK MORTGAGE
Aug 18, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 1, 2020Deed, Transfer · FHA Mortgage
TOWNEBANK MORTGAGE
Jun 1, 2017Deed, Transfer · FHA Mortgage
FIDELITY DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2020 · Amount on Record
Deed SaleSep 1, 2020 · Amount on Record
Prior SaleJun 1, 2017 · Amount on Record
Deed Book / Page3435 / 83
Prior Transfer DateOct 29, 2010
Prior Transfer Doc0019800456
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address729 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2437
Transaction TypeMortgage
Record UpdatedNov 22, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address729 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2437

Mortgage

Document Number0043030228
DateNov 9, 2023
Book Page4303/228
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueJul 1, 2052

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address729 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2437
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyCROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039530065
DateJan 21, 2022
Book Page3953/65
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueSep 1, 2050

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address729 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2437
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address729 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2437

Mortgage

Document Number0040990016
DateAug 18, 2022
Book Page4099/16
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2052

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionQUEEN ANNE'S MD
Recording DateSep 1, 2020
Property Address729 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2437
Document Number0034350083
Book / Page3435 / 83
Map ReferenceLB TSP 1 FO 53
Instrument DateAug 5, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyCROWN TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address729 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2437

Mortgage

Document Number0000343590
DateSep 1, 2020
Instrument3435/90
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionQUEEN ANNE'S MD
Recording DateJun 1, 2017
Property Address729 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2437
Document Number0027050044
Book / Page2705 / 044
Map ReferenceLB TSP1 FO53
Instrument DateMay 23, 2017
Instrument2705-044
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanyKEY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address729 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2437

Mortgage

Document Number2705051
DateJun 1, 2017
Instrument2705-051
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$469,900 (+6.79%) Land $188,400 Building $281,500$469,900 (-) Land $188,400 Building $281,500
2025$3,972.00 (+10.89%) Homeowner's exemption$440,033 (+15.71%)$469,900 (+23.56%) Land $188,400 Building $281,500
2023$3,582.00$380,300 Land $166,300 Building $214,000$380,300 Land $166,300 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 153 policies
Nearby Flood Policies153 in force
Nearby Flood Claims32 (1979–2025)
Claims Outside the SFHA10 of 32
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTEVENSVILLE
serves 9,155 people · EPA ID MD0170019
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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