DeSoto County property record for 729 Bending Oak Cv, Hernando, MS 38632 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,255 sqft · built 2005 |
| Lot Size | 0.464 acres (20,222 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,128 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jun 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-23-0-00084-00 |
| Primary APN | 3-07-3-07-23-0-00084-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,255 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 20,222 sqft (0.464 acres) |
| Lot Dimensions | 171 ft deep x 120 ft wide |
| Patio Area | 144 sqft |
| Street Address | 729 BENDING OAK CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROVE PARK SEC B LOT 84 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 07 |
| Legal Subdivision | GROVE PARK SEC B |
| Legal Lot Number | 84 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-07-23-0-00084-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 729 BENDING OAK CV, HERNANDO, MS 38632-6519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTH FINANCIAL CU |
| Jun 02, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTH FINANCIAL CU |
| Mar 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 28, 2022 |
| Deed Sale | Mar 28, 2022 |
| Prior Sale | Aug 18, 2008 |
| Deed Document Number | 0000099296 |
| Deed Book / Page | 992 / 96 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 729 BENDING OAK CV, HERNANDO, MS 38632-6519 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | EDCO TTL & CLOSING SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 729 BENDING OAK CV, HERNANDO, MS 38632-6519 |
| Document Number | 005086/333 |
|---|---|
| Date | Nov 09, 2020 |
| Book Page | 5086/333 |
| Name | FIRST SOUTH FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MEMPHIS, TN 38134 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 729 BENDING OAK CV, HERNANDO, MS 38632-6519 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 729 BENDING OAK CV, HERNANDO, MS 38632-6519 |
| Document Number | 005257/655 |
|---|---|
| Date | Jun 02, 2021 |
| Book Page | 5257/655 |
| Name | FIRST SOUTH FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SOUTHAVEN, MS 38671 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 28, 2022 |
| Property Address | 729 BENDING OAK CV, HERNANDO, MS 38632-6519 |
| Document Number | 0000992/96 |
| Book / Page | 992 / 96 |
| Map Reference | MB 85 PG 32&33 |
| Instrument Date | Mar 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 725 HIGHWAY 322, 725, BATESVILLE, MS 38606-8286 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 729 BENDING OAK CV, HERNANDO, MS 38632-6519 |
| Document Number | 0005495682 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 5495/682 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2042 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,128.00 (+15.4%) | $20,845 (+34.84%) Land $3,500 Building $17,345 | $208,448 (+34.84%) Land $35,000 Building $173,448 |
| 2023 | $1,844.00 | $15,459 | $154,594 Land $35,000 Building $119,594 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force 3 of 5 on primary residences |
| Wildfire Risk | Moderate above 40% of the US · above 29% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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