7288 Sharp Rd, Swartz Creek, MI 48473 Property Records

Genesee County property record for 7288 Sharp Rd, Swartz Creek, MI 48473

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,860 sqft · built 1952
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,000 (Sep 2013)
Tax Bill	$3,515 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-18-400-001`

Property Details

APN / Parcel Number

Primary APN	`15-18-400-001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Basement Area	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Lot Area	130,680 sqft (3 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7288 SHARP RD
City	SWARTZ CREEK
State	MI
Zip	48473-9445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	S 12 RDS OF N 20 RDS OF E 1/2 OF E 1/2 OF SE 1/4 SEC 18 T6N R6E 3.00 A
Legal Range	06E
Legal Township	06N
Legal Section	18
Jurisdiction	GENESEE MI
Township / Civil Division	MUNDY
Census Block Group	4
Census Block	4006
Census Tract	12904

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7288 SHARP RD, SWARTZ CREEK, MI 48473-9445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage POINT DIGITAL FINANCE INC
Apr 7, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Jun 1, 2016	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2013 · Amount on Record
Deed Sale	Sep 6, 2013 · Amount on Record
Deed Document Number	2013100777
Last Transfer Date	Oct 6, 2023
Transfer Doc	0000054653
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Oct 16, 2023
Property Address	7288 SHARP RD, SWARTZ CREEK, MI 48473-9445
Document Number	0000054653
Instrument Date	Oct 6, 2023
Instrument	202310160054653
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7288 SHARP RD, SWARTZ CREEK, MI 48473-9445

Mortgage

Document Number	0000054654
Date	Oct 16, 2023
Instrument	202310160054654

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GENESEE MI
Property Address	7288 SHARP RD, SWARTZ CREEK, MI 48473-9445
Document Number	0000035371
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7288 SHARP RD SWARTZ CREEK MI 484739445, SWARTZ CREEK, MI 48473-9445

Mortgage

Document Number	0000035371
Date	May 14, 2020
Instrument	35371

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

June 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GENESEE MI
Property Address	7288 SHARP RD, SWARTZ CREEK, MI 48473-9445
Document Number	0000005339
Instrument Date	Jun 1, 2016
Transaction Type	Mortgage
Record Updated	Feb 6, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7288 SHARP RD SWARTZ CREEK MI 484739445, SWARTZ CREEK, MI 48473-9445

Mortgage

Document Number	0000005339
Date	Jan 30, 2017
Instrument	5339

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 29, 2042

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mundy Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,800 (+4.89%)	$257,600 (+4.89%)
2025	$3,515.00 (+2.66%) Homeowner's exemption	$122,800 (+21.83%)	$245,600 (+21.83%)
2024	$3,424.00 (+85.08%)
2023		$100,800	$201,600
2016	$1,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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