7288 Pine Ridge Dr, Denver, NC 28037 Property Records

Lincoln County property record for 7288 Pine Ridge Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,697 sqft · built 2003
Lot Size	0.635 acres (27,661 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Sep 2025)
Tax Bill	$2,888 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4605-65-6977`

Property Details

APN / Parcel Number

Primary APN	`4605-65-6977`
Alternative APNs	`460511656977` `261700` `312408` `76742`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,697 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	27,661 sqft (0.635 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	312408
Street Address	7288 PINE RIDGE DR
City	DENVER
State	NC
Zip	28037-9381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#7 SANDPIPER BAY SECT I
Legal Subdivision	ABBY PARK
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1020
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7288 PINE RIDGE DR, DENVER, NC 28037-9381
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Feb 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Dec 5, 2012 · Amount on Record
Deed Document Number	2025699588
Deed Book / Page	3440 / 311
Prior Transfer Date	Feb 1, 2017
Prior Transfer Doc	26440943
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7288 PINE RIDGE DR, DENVER, NC 28037-9381
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003081827
Date	Sep 8, 2021
Book Page	3081/827
Instrument	638305

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 19, 2025
Property Address	7288 PINE RIDGE DR, DENVER, NC 28037-9381
Document Number	0003440311
Book / Page	3440 / 311
Map Reference	MB 10 PG 123
Instrument Date	Sep 19, 2025
Instrument	699588
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2932 RANT DRUM RD, MAIDEN, NC 28650-9066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7288 PINE RIDGE DR, DENVER, NC 28037-9381

Mortgage

Document Number	0000699589
Date	Sep 19, 2025
Instrument	699589

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 3, 2017
Property Address	7288 PINE RIDGE DR, DENVER, NC 28037-9381
Document Number	2644944
Book / Page	002644 / 000944
Instrument Date	Jan 1, 2017
Instrument	558457
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7288 PINE RIDGE DR DENVER NC 280379381, DENVER, NC 28037-9381

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,888.00 (+0.63%)	$451,371 (-) Land $82,000 Building $369,371	$451,371 (-) Land $82,000 Building $369,371
2025	$2,870.00 (+1.02%)	$451,371 (-) Land $82,000 Building $369,371	$451,371 (-) Land $82,000 Building $369,371
2023	$2,841.00	$451,371 Land $82,000 Building $369,371	$451,371 Land $82,000 Building $369,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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