7287 Warner St, Allendale, MI 49401 Property Records

Ottawa County property record for 7287 Warner St, Allendale, MI 49401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,480 sqft · built 1852
Lot Size	1.85 acres (80,934 sqft)
Owner	Individual Name on File
Last Sale	$208,500 (Aug 2018)
Tax Bill	$4,037 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-09-16-200-042`

Property Details

APN / Parcel Number

Primary APN	`70-09-16-200-042`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,448 sqft
Basement Area	1,448 sqft
Unfinished Basement	1,448 sqft

Exterior

Year Built	Built 1852
Effective Year Built	Effective 1852
Lot Area	80,934 sqft (1.85 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7287 WARNER ST
City	ALLENDALE
State	MI
Zip	49401-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF NE 1/4 COM 48722 FT W OF E 1/4 COR, TH W 18722 FT, N 01D 34M 01S W 46588 FT, E 18692 FT, TH S 01D 36M 13S E 46589 FT TO BEG SEC 16 T7N R14W 2 AC
Legal Range	14W
Legal Township	07N
Legal Section	16
Legal Block	200
Jurisdiction	OTTAWA MI
Township / Civil Division	ALLENDALE
Census Block Group	1
Census Block	1009
Census Tract	24300

Owner

7287 Warner St is owned and occupied by an individual who bought it in August 2018.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	7287 WARNER ST, ALLENDALE, MI 49401-8719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jul 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jun 13, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP
Aug 16, 2018	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2018 · Amount on File
Deed Sale	Aug 16, 2018 · Amount on File
Deed Document Number	201828875
Prior Transfer Date	Oct 20, 2016
Prior Transfer Doc	20160040546
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Jun 18, 2026
Property Address	7287 WARNER ST, ALLENDALE, MI 49401-8719
Document Number	0000018265
Instrument Date	Jun 2, 2026
Instrument	202618265
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DO NO USE, CARRINGTON MORTGAGE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7287 WARNER ST, ALLENDALE, MI 49401-8719

Mortgage

Document Number	0000018265,
Date	Jun 18, 2026
Instrument	202618265

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Jul 1, 2052

Interest

Rate	6.37%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	7287 WARNER ST, ALLENDALE, MI 49401-8719
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	CLEARSTREAM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7287 WARNER ST, ALLENDALE, MI 49401-8719

Mortgage

Document Number	20220024242
Date	Jul 1, 2022
Instrument	2022-0024242

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	7287 WARNER ST, ALLENDALE, MI 49401-8719
Transaction Type	Mortgage
Record Updated	Jul 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190019487
Date	Jun 13, 2019
Instrument	2019-0019487

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 16, 2018
Property Address	7287 WARNER ST, ALLENDALE, MI 49401-8719
Document Number	20180028875
Instrument Date	Aug 13, 2018
Instrument	2018-0028875
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,793.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7287 WARNER ST, 7287, ALLENDALE, MI 49401-8719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7287 WARNER ST, ALLENDALE, MI 49401-8719

Mortgage

Document Number	20180028876
Date	Aug 16, 2018
Instrument	2018-0028876

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7287 Warner St was $4,037 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Allendale Charter Township
Unified School District	Allendale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,700 (+1.47%)	$373,400 (+1.47%)
2025	$4,037.00 Homeowner's exemption	$184,000	$368,000
2023		$146,100	$292,200
2022	$3,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7287 Warner St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7287 Warner St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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