Brown County property record for 7287 Gardner Rd, Ripley, OH 45167
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,512 sqft |
| Lot Size | 2.75 acres (119,790 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $297,500 (Sep 2026) |
| Tax Bill | $2,096 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034704-8 |
| Primary APN | 034704-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,512 sqft |
| Unfinished Basement | 1,512 sqft |
| Construction Type | Frame |
|---|---|
| Lot Area | 119,790 sqft (2.75 acres) |
| Garage Type | Mixed |
| Garage Area | 1,464 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 034704-8 |
|---|---|
| Street Address | 7287 GARDNER RD |
| City | RIPLEY |
| State | OH |
| Zip | 45167-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.75 ACRES UNION TWP |
| Legal Subdivision | J HARRIS M S NO 756 |
| Jurisdiction | BROWN OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 951600 |
7287 Gardner Rd is owned by two individuals who bought it in September 2026.
Source: Brown County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6225 OAK TREE BLVD, INDEPENDENCE, OH 44131-2509 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2026 | Warranty Deed, Transfer · FHA Mortgage LIBERTY MORTGAGE CORPORATION |
| Dec 1, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Jun 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2026 · Amount on File |
| Deed Sale | Sep 22, 2026 · Amount on File |
| Prior Sale | Jun 5, 2018 · Amount on File |
| Deed Document Number | 20264995 |
| Deed Book / Page | 560 / 1495 |
| Prior Transfer Date | Aug 4, 2015 |
| Prior Transfer Doc | 0000003711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BROWN OH |
| Recording Date | Sep 22, 2026 |
| Property Address | 7287 GARDNER RD, RIPLEY, OH 45167-9736 |
| Document Number | 0000004995 |
| Book / Page | 560 / 1495 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20264995 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Title Company | TRANSOHIO TITLE, TRANSFER TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120,190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 6225 OAK TREE BLVD, INDEPENDENCE, OH 44131-2509 |
| Document Number | 0000004996, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 20264996 |
| Name | LIBERTY MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWN OH |
| Property Address | 7287 GARDNER RD, RIPLEY, OH 45167-9736 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000006173 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 549/2122 |
| Instrument | 202500006173 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | 19230 STATE ROUTE 136, WINCHESTER, OH 45697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 11, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWN OH |
| Property Address | 7287 GARDNER RD, RIPLEY, OH 45167-9736 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004440 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 502/5313 |
| Instrument | 202000004440 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, OH 45697 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BROWN OH |
| Recording Date | Jun 5, 2018 |
| Property Address | 7287 GARDNER RD, RIPLEY, OH 45167-9736 |
| Document Number | 0000002718 |
| Book / Page | 483 / 0558 |
| Instrument Date | May 25, 2018 |
| Instrument | 201800002718 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7287 GARDNER RD, RIPLEY, OH 45167-9736 |
| Document Number | 0000002719 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 201800002719 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 7287 Gardner Rd was $2,096.
Source: Brown County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Brown County |
| County Subdivision | Union Township |
| Unified School District | Ripley-Union-Lewis-Huntington Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,096.00 | $70,170 (-) Land $11,620 Building $58,550 | |
| 2024 | $2,096.00 (+20.74%) | $70,170 (+34.58%) Land $11,620 Building $58,550 | $200,470 Land $33,190 Building $167,280 |
| 2023 | $1,736.00 | $52,140 (-) Land $9,160 Building $42,980 | |
| 2022 | $1,736.00 | $52,140 Land $9,160 Building $42,980 | |
| 2021 | $148,970 Land $26,160 Building $122,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7287 Gardner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7287 Gardner Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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