7286 Usborne Rd, Freeport, MI 49325 Property Records

Barry County property record for 7286 Usborne Rd, Freeport, MI 49325

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,862 sqft · built 1943
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2016)
Tax Bill	$2,157 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-04-003-366-00`

Property Details

APN / Parcel Number

Primary APN	`08-04-003-366-00`
Alternative APN	`04-003-366-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,862 sqft Finished Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Stucco
Lot Area	217,800 sqft (5 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7286 USBORNE RD
City	FREEPORT
State	MI
Zip	49325-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	COM SW CORNER SEC 3-T4N-R8W, TH N 835FT FOR POB; TH E 435FT, TH N 500FT, TH W 435FT, THE S 500FT TO POB. 4.993 ACRES +/- (07)
Legal Range	08W
Legal Township	04N
Legal Section	03
Jurisdiction	BARRY MI
Township / Civil Division	CARLTON
Census Block Group	2
Census Block	2002
Census Tract	10200

Owner

7286 Usborne Rd is owned and occupied by an individual who bought it in August 2016.

Source: Barry County records, as of July 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7286 USBORNE RD, FREEPORT, MI 49325-9718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 3, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2016 · Amount on File
Deed Sale	Aug 3, 2016 · Amount on File
Prior Sale	Apr 29, 2003 · Amount on File
Deed Document Number	20167643
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRY MI
Property Address	7286 USBORNE RD, FREEPORT, MI 49325-9718
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7286 USBORNE RD, FREEPORT, MI 49325-9718

Mortgage

Document Number	10810
Date	Sep 1, 2021
Instrument	2021-010810

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRY MI
Property Address	7286 USBORNE RD, FREEPORT, MI 49325-9718
Document Number	0812008279
Instrument Date	May 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7286 USBORNE RD FREEPORT MI 493259718, FREEPORT, MI 49325-9718

Mortgage

Document Number	0812008279
Date	Aug 12, 2020
Instrument	200812008279

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 11, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7286 Usborne Rd was $2,157 with a homeowner's exemption.

Source: Barry County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Barry County
County Subdivision	Carlton Township
Unified School District	Lakewood Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,800	$305,600
2025	$2,157.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7286 Usborne Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7286 Usborne Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: MEI, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Usborne Rd

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