Hamilton County property record for 7286 Thomas Dr, Cincinnati, OH 45243
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1951 |
| Lot Size | 0.194 acres (8,494 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (May 2022) |
| Tax Bill | $7,096 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Dec 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 525-0001-0256-00 |
| Primary APN | 525-0001-0256-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 780 sqft |
| 2nd Floor Area | 624 sqft |
| Upper Floors Area | 624 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,494 sqft (0.194 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7286 THOMAS DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45243-2139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMAS DR 60 X 140 R1-T4-S1 S W |
| Legal Range | 01 |
| Legal Township | 04 |
| Legal Section | 01 |
| Legal Subdivision | BERGENS |
| Legal Lot Number | 72 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MADEIRA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 24100 |
Source: Hamilton County records · APN 525-0001-0256-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7286 THOMAS DR, CINCINNATI, OH 45243-2139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage STOCK YARDS BANK & TRUST CO |
| Dec 03, 2021 | Warranty Deed, Transfer |
| Apr 07, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Jan 05, 2021 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Mar 13, 2018 | Warranty Deed, Transfer · FHA Mortgage SIBCY CLINE MORTGAGE SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2022 · Amount on Record |
| Deed Sale | May 23, 2022 · Amount on Record |
| Prior Sale | Dec 03, 2021 · Amount on Record |
| Deed Document Number | 0000051371 |
| Deed Book / Page | 14673 / 2048 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 23, 2022 |
| Property Address | 7286 THOMAS DR, CINCINNATI, OH 45243-2139 |
| Document Number | 0000051371 |
| Book / Page | 14673 / 2048 |
| Instrument Date | May 11, 2022 |
| Instrument | 2022-0051371 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,035.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7286 THOMAS DR, MADEIRA, OH 45243-2139 |
| Document Number | 0000051372 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022-0051372 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jun 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 03, 2021 |
| Property Address | 7286 THOMAS DR, CINCINNATI, OH 45243-2139 |
| Document Number | 0000145575 |
| Book / Page | 14556 / 2428 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021-0145575 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,030.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7286 THOMAS DR, CINCINNATI, OH 45243-2139 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030969 |
|---|---|
| Date | Apr 07, 2017 |
| Book Page | 13391/01275 |
| Instrument | 17-0030969 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7286 THOMAS DR, CINCINNATI, OH 45243-2139 |
| Document Number | 0000005208 |
| Instrument Date | Jan 05, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7286 THOMAS DR CINCINNATI OH 452432139, CINCINNATI, OH 45243-2139 |
| Document Number | 0000005208 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 014333/000125 |
| Instrument | 5208 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 13, 2018 |
| Property Address | 7286 THOMAS DR, CINCINNATI, OH 45243-2139 |
| Document Number | 0000000513 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 18-0020513 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $831.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7286 THOMAS DR, MADEIRA, OH 45243-2139 |
| Document Number | 0000000514 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 18-0020514 |
| Name | SIBCY CLINE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Madeira City |
| Unified School District | Madeira City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,096.00 (+2.66%) | $120,750 (+%) Land $43,319 Building $77,431 | |
| 2024 | $6,912.00 (-1.31%) | $120,749 (-) Land $43,319 Building $77,430 | |
| 2023 | $7,004.00 (-0.31%) | $120,749 (+24.55%) Land $43,319 Building $77,430 | $345,000 (+24.55%) Land $123,770 Building $221,230 |
| 2022 | $7,026.00 Homeowner's exemption | $96,950 Land $30,324 Building $66,626 | |
| 2020 | $277,000 Land $86,640 Building $190,360 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 246 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDIAN HILL CITY PWS serves 15,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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