7286 Smith Trl, Grayling, MI 49738 Property Records

Crawford County property record for 7286 Smith Trl, Grayling, MI 49738

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,542 sqft · built 1997
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$2,540 (Nov 2025)
Tax Bill$2,148 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN010-12-029-14-080-00

Property Details

APN / Parcel Number

Primary APN010-12-029-14-080-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,542 sqft Living Area
1st Floor Area1,542 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Lot Area435,600 sqft (10 acres)
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address7286 SMITH TRL
CityGRAYLING
StateMI
Zip49738-7163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS/2 OF S/2 OF NW/4 OF SE/4 SEC 29 T28N R1W 10 AC ML
Legal Range01W
Legal Township28N
Legal Section29
JurisdictionCRAWFORD MI
Township / Civil DivisionLOVELLS
Census Block Group1
Census Block1122
Census Tract960100

Owner

Source: Crawford County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7286 SMITH TRL, GRAYLING, MI 49738-7163
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE
Oct 30, 2025Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE
Aug 11, 2023Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2025 · Amount on Record
Deed SaleNov 17, 2025 · Amount on Record
Prior SaleOct 30, 2025 · Amount on Record
Deed Book / Page834 / 943
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAWFORD MI
Property Address7286 SMITH TRL, GRAYLING, MI 49738-7163
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 SE VALERIE CT, LAKE CITY, FL 32025-9302

Mortgage

Document Number0000000834/0000000081
DateOct 30, 2025
Book Page0000000834/0000000081
Lender
NameUNITED WHOLESALE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term351 Months
DueJan 1, 2055

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAWFORD MI
Recording DateOct 30, 2025
Property Address7286 SMITH TRL, GRAYLING, MI 49738-7163
Document Number000833/834
Book / Page833 / 834
Instrument DateOct 29, 2025
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyAU SABLE TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$17.29
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 SE VALERIE CT, LAKE CITY, FL 32025-9302

Mortgage

Document Number0000083481
DateOct 30, 2025
Instrument834/81
Lender
NameUNITED WHOLESALE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term351 Months
DueJan 1, 2055

August 2023: Foreclosure

Document TypeForeclosure
JurisdictionCRAWFORD MI
Recording DateAug 11, 2023
Property Address7286 SMITH TRL, GRAYLING, MI 49738-7163
Document Number000796/478
Book / Page796 / 478
Instrument DateAug 1, 2023
Transaction TypeForeclosure
Record UpdatedDec 22, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRedemption Amount
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7286 SMITH TRL, GRAYLING, MI 49738-7163

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCrawford County
County SubdivisionLovells Township
Unified School DistrictCrawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$91,800 (+14.46%) Land $8,000 Building $83,800$183,600 (+14.46%) Land $16,000 Building $167,600
2025$2,148.00 (+1.08%)$80,200 (+25.71%) Land $8,000 Building $72,200$160,400 (+25.71%) Land $16,000 Building $144,400
2024$2,125.00 (+52%)
2023$63,800 Land $8,000 Building $55,800$127,600 Land $16,000 Building $111,600
2022$1,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 99.1% of Michigan
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000

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