7286 Rockfish River Rd, Schuyler, VA 22969 Property Records

Nelson County property record for 7286 Rockfish River Rd, Schuyler, VA 22969

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 444 sqft · built 2024
Lot Size	2.58 acres (112,690 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (May 2023)
Tax Bill	$1,218 (2026)
Deeds & Mortgages	Dec 2023 Refinance Mar 2025 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49 7 1`

Property Details

APN / Parcel Number

Primary APN	`49 7 1`
Alternative APNs	`17698` `17712`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	444 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Flat
Roof Material	Asphalt
Lot Area	112,690 sqft (2.58 acres)
Terrain	Rolling
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	17712
Street Address	7286 ROCKFISH RIVER RD
City	SCHUYLER
State	VA
Zip	22969-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COSBY DB 220/753
Legal Subdivision	COSBY
Jurisdiction	NELSON VA
Township / Civil Division	EAST
Census Block Group	1
Census Block	1007
Census Tract	950101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Schuyler Historic District listed 2007 · 262 contributing resources · NRIS 07000195

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nelson County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7286 ROCKFISH RIVER RD, SCHUYLER, VA 22969-2244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance THE FEDERAL SAVINGS BANK
Mar 4, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance THE FEDERAL SAVINGS BANK
May 23, 2023	Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Deed Document Number	20231056
Last Transfer Date	Feb 11, 2025
Transfer Doc	0202500433
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	7286 ROCKFISH RIVER RD, SCHUYLER, VA 22969-2244
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202302764
Date	Dec 13, 2023
Instrument	202302764

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2025

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NELSON VA
Recording Date	Mar 4, 2025
Property Address	7286 ROCKFISH RIVER RD, SCHUYLER, VA 22969-2244
Document Number	0202500433
Instrument Date	Feb 13, 2025
Instrument	202500433
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7286 ROCKFISH RIVER RD, SCHUYLER, VA 22969-2244

Mortgage

Document Number	0202500582
Date	Mar 4, 2025
Instrument	202500582

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	May 23, 2023
Property Address	7286 ROCKFISH RIVER RD, SCHUYLER, VA 22969-2244
Document Number	0202301056
Instrument Date	May 22, 2023
Instrument	202301056
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	581 CROW POND RD, ELMER, NJ 08318-4106

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,218.00 (+10.23%)	$217,500 (+27.94%) Land $41,100 Building $176,400	$217,500 (+27.94%) Land $41,100 Building $176,400
2025	$1,105.00	$170,000 (+4,258.97%) Land $34,300 Building $135,700	$170,000 (+4,258.97%) Land $34,300 Building $135,700
2023		$3,900 Land $3,900	$3,900 Land $3,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NCSA - SCHUYLER serves 480 people · EPA ID VA2125650
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025 Haloacetic acids resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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