7286 Prices Cove Pl, Gainesville, VA 20155 Property Records

Prince William County property record for 7286 Prices Cove Pl, Gainesville, VA 20155

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,804 sqft · built 2002
Lot Size0.282 acres (12,310 sqft)
Owner2 Individual Names on Record
Last Sale$407,865 (May 2002)
Tax Bill$7,512 (2024)
Deeds & MortgagesJan 2023 Mortgage
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN7297-94-9398

Property Details

APN / Parcel Number

Primary APN7297-94-9398
Alternative APN
  • 215878

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,804 sqft Living Area
Gross Area5,748 sqft
1st Floor Area2,206 sqft
Basement Area1,544 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialBrick
Lot Area12,310 sqft (0.282 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area228 sqft
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number215878
Street Address7286 PRICES COVE PL
CityGAINESVILLE
StateVA
Zip20155-4845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSUBURBAN RES (4/ACRE)
Legal DescriptionSOMERSET SEC 2 L-21
Legal SubdivisionSOMERSET
Legal Block94
Legal Lot Number21
JurisdictionPRINCE WILLIAM VA
Township / Civil DivisionBRENTSVILLE
Census Block Group3
Census Block3002
Census Tract901508

Owner

Source: Prince William County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7286 PRICES COVE PL, GAINESVILLE, VA 20155-4845
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2023Deed of Trust, Mortgage · Conventional Mortgage
NORTHWEST FCU
Oct 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
SOUTH ST BK
Feb 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 24, 2018Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR
Feb 7, 2018Deed of Trust, Mortgage · FHA Mortgage
FIDELITY BK MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2002 · Amount on Record
Deed SaleMay 29, 2002 · Amount on Record
Prior SaleFeb 19, 2002 · Amount on Record
Deed Document Number200205290068697
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address7286 PRICES COVE PL, GAINESVILLE, VA 20155-4845
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001323
DateJan 10, 2023
Instrument202301100001323
Lender
NameNORTHWEST FCU
TypeCredit Union
AddressHERNDON, VA 20170
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2043

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address7286 PRICES COVE PL, GAINESVILLE, VA 20155-4845
Document Number0000097387
Instrument DateOct 14, 2020
Transaction TypeMortgage
Record UpdatedNov 10, 2020
Title CompanyCENTURY TITLE COMPANY, CENTURY TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7286 PRICES COVE PL GAINESVILLE VA 201554845, GAINESVILLE, VA 20155-4845

Mortgage

Document Number0000097387
DateOct 20, 2020
Instrument97387
Lender
NameSOUTH ST BK
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address7286 PRICES COVE PL, GAINESVILLE, VA 20155-4845
Document Number0000009133
Instrument DateFeb 7, 2019
Transaction TypeMortgage
Record UpdatedMar 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7286 PRICES COVE PL GAINESVILLE VA 201554845, GAINESVILLE, VA 20155-4845

Mortgage

Document Number0000009133
DateFeb 13, 2019
Instrument9133
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 12, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address7286 PRICES COVE PL, GAINESVILLE, VA 20155-4845
Document Number0000067237
Instrument DateAug 24, 2018
Transaction TypeMortgage
Record UpdatedJan 23, 2019
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7286 PRICES COVE PL GAINESVILLE VA 201554845, GAINESVILLE, VA 20155-4845

Mortgage

Document Number0000067237
DateSep 12, 2018
Instrument67237
Lender
NameBRANCH BK&TR
TypeBank
AddressRICHMOND, VA 23219-4079
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address7286 PRICES COVE PL, GAINESVILLE, VA 20155-4845
Document Number0000009799
Instrument DateFeb 7, 2018
Transaction TypeMortgage
Record UpdatedFeb 16, 2018
Title CompanyCENTRAL FLORIDA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7286 PRICES COVE PL GAINESVILLE VA 201554845, GAINESVILLE, VA 20155-4845

Mortgage

Document Number0000009799
DateFeb 12, 2018
Instrument9799
Lender
NameFIDELITY BK MTG
TypeBank
AddressATLANTA, GA 30329
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 11, 2048
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyPrince William County
Unified School DistrictPrince William County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$832,200 (+15.06%) Land $250,000 Building $582,200$832,200 (+15.06%) Land $250,000 Building $582,200
2024$7,512.00 (-0.17%)
2023$7,525.00$723,300 Land $208,700 Building $514,600$723,300 Land $208,700 Building $514,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPWCSA - WEST
serves 136,409 people · EPA ID VA6153251
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

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