7286 Osprey Dr, Lanexa, VA 23089 Property Records

James City County property record for 7286 Osprey Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,748 sqft · built 2006
Lot Size	0.466 acres (20,299 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,338 (2022)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-1 07-0-0025`

Property Details

APN / Parcel Number

Primary APN	`19-1 07-0-0025`
Alternative APN	`4558`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,748 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	20,299 sqft (0.466 acres)
Porch	Slab
Porch Area	418 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4558
Street Address	7286 OSPREY DR
City	LANEXA
State	VA
Zip	23089-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-25 S-6 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	25
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1021
Census Tract	80306

Owner

Source: James City County records · APN 19-1 07-0-0025

Assessment roll updated October 14, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7286 OSPREY DR, LANEXA, VA 23089-9409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 21, 2022
Transfer Doc	0202210059
Record Updated	Sep 20, 2026

June 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 27, 2022
Property Address	7286 OSPREY DR, LANEXA, VA 23089-9409
Document Number	0202210059
Instrument Date	Jun 21, 2022
Instrument	202210059
Transaction Type	Transfer
Record Updated	Jul 06, 2022
Title Company	BANKERS TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7286 OSPREY DR, LANEXA, VA 23089-9409

Mortgage

Document Number	0202210060
Date	Jun 27, 2022
Instrument	202210060

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2037

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$356,200 (+26.4%) Land $99,500 Building $256,700	$356,200 (+26.4%) Land $99,500 Building $256,700
2023		$281,800 Land $112,500 Building $169,300	$281,800 Land $112,500 Building $169,300
2022	$2,338.00 (+6.66%)
2019	$2,192.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), as of October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950803061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Based on FCC filings for 165 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA4127115, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	THE COLONIES serves 548 people
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.