7286 Irongate Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 7286 Irongate Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,976 sqft · built 2020
Lot Size	0.307 acres (13,375 sqft)
Owner	2 Trust Names on File
Last Sale	$407,107 (Apr 2020)
Tax Bill	$2,997 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0014O-0A-255.00`

Property Details

APN / Parcel Number

Primary APN	`0014O-0A-255.00`
Alternative APN	`97202`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,976 sqft Living Area
Gross Area	2,390 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,375 sqft (0.307 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	284 sqft

Location & Zoning

Account Number	97202
Street Address	7286 IRONGATE DR
City	LANCASTER
State	SC
Zip	29720-0321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENT CREEK PHASE 2
Legal Subdivision	REVISED FINAL PLAT BENT CREEK PHASE 2
Legal Phase	2
Legal Block	255
Legal Lot Number	255
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1012
Census Tract	11210

Owner

7286 Irongate Dr is owner-occupied and held in a trust since April 2020.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7286 IRONGATE DR, LANCASTER, SC 29720-0321
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC
Apr 30, 2020	Grant Deed, Transfer · Conventional with PMI TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Prior Sale	Sep 20, 2019 · Amount on File
Deed Document Number	20206758
Deed Book / Page	1327 / 34
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	7286 IRONGATE DR, LANCASTER, SC 29720-0321
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7286 IRONGATE DR, LANCASTER, SC 29720-0321
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000881
Date	Jan 23, 2023
Book Page	4898/199
Instrument	2023000881

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 12, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	7286 IRONGATE DR, LANCASTER, SC 29720-0321
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020002
Date	Nov 9, 2020
Book Page	4191/36
Instrument	2020020002

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 30, 2020
Property Address	7286 IRONGATE DR, LANCASTER, SC 29720-0321
Document Number	0000006758
Book / Page	001327 / 000034
Instrument Date	Apr 24, 2020
Instrument	6758
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,506.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7286 LRONGATE DR LANCASTER SC 29720, LANCASTER, SC 29720

Mortgage

Document Number	6759
Date	Apr 30, 2020
Book Page	003988/000266
Instrument	6759

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7286 Irongate Dr was $2,997, up 8.4% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,997.00 (+8.43%)	$18,469 Land $3,780 Building $14,689	$610,700 Land $125,000 Building $485,700
2024	$2,764.00 (+3.75%)
2023	$2,664.00	$16,060 Land $2,000 Building $14,060	$401,500 Land $50,000 Building $351,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7286 Irongate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7286 Irongate Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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