Monroe County property record for 7285 S Zikes Rd, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,296 sqft · built 1971 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,200 (Oct 2017) |
| Tax Bill | $1,244 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-06020-00 |
| Primary APN | 004-06020-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 192 ft deep x 94 ft wide |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 004-06020-00 |
|---|---|
| Street Address | 7285 S ZIKES RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-9261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | CEDAR HILL LOT 7 |
| Legal Subdivision | CEDAR HILL ADD |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 1501 |
7285 S Zikes Rd is owned and occupied by an individual who bought it in October 2017.
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7285 S ZIKES RD, BLOOMINGTON, IN 47401-9261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORPORATION |
| Oct 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2017 · Amount on File |
| Deed Sale | Oct 24, 2017 · Amount on File |
| Prior Sale | Oct 20, 2017 · Amount on File |
| Deed Document Number | 201714993 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 7285 S ZIKES RD, BLOOMINGTON, IN 47401-9261 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022004858 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 2022004858 |
| Name | AMERIFIRST FINANCIAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | LIMA, OH 45801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Oct 24, 2017 |
| Property Address | 7285 S ZIKES RD, BLOOMINGTON, IN 47401-9261 |
| Document Number | 2017014993 |
| Map Reference | MB 5 PG 122 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 2017014993 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7285J S ZIKES RD, BLOOMINGTON, IN 47401-9261 |
| Document Number | 2017014994 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 2017014994 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 7285 S Zikes Rd was $1,244, down 6.8% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Clear Creek Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,244.00 (-6.82%) | $190,400 Land $47,300 Building $143,100 | $190,400 Land $47,300 Building $143,100 |
| 2024 | $1,335.00 | ||
| 2023 | $180,000 (+7.91%) Land $45,400 Building $134,600 | $180,000 (+7.91%) Land $45,400 Building $134,600 | |
| 2022 | $1,095.00 | $166,800 Land $46,100 Building $120,700 | $166,800 Land $46,100 Building $120,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7285 S Zikes Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7285 S Zikes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007 |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Smithville Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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