7285 Rapid River Dr E, Jacksonville, FL 32219 Property Records

Duval County property record for 7285 Rapid River Dr E, Jacksonville, FL 32219

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,799 sqft · built 2006
Lot Size	0.284 acres (12,385 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,000 (Jan 2024)
Tax Bill	$4,218 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003809-3395`

Property Details

APN / Parcel Number

Primary APN	`003809-3395`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,799 sqft Living Area
Gross Area	2,308 sqft
1st Floor Area	1,799 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,385 sqft (0.284 acres)
Garage Type	Attached
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7285 RAPID RIVER DR E
City	JACKSONVILLE
State	FL
Zip	32219-5187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	59-19 01-1S-25E .28 ROLLING RIVER ESTATES UNIT 1 PHASE 3 LOT 295
Legal Range	25E
Legal Township	01S
Legal Section	01
Legal Subdivision	ROLLING RIVER EST U1 PH-3
Legal Phase	3
Legal Block	2
Legal Lot Number	295
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2013
Census Tract	10501

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7285 RAPID RIVER DR E, JACKSONVILLE, FL 32219-5187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 11, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 24, 2024	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Jul 28, 2023	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Jul 28, 2023 · Amount on Record
Deed Document Number	202415965
Deed Book / Page	20931 / 1632
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	7285 RAPID RIVER DR E, JACKSONVILLE, FL 32219-5187
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7285 RAPID RIVER DR E, JACKSONVILLE, FL 32219-5187
Investor	Possibly a Property Investor

Mortgage

Document Number	0195690902
Date	Feb 2, 2021
Book Page	19569/902
Instrument	2021029912

Lender

Name	US BANK NA
Type	Bank
Address	CLINTON, KY 42031

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	226 Months
Due	Dec 1, 2039

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	7285 RAPID RIVER DR E, JACKSONVILLE, FL 32219-5187
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7285 RAPID RIVER DR E, JACKSONVILLE, FL 32219-5187
Investor	Possibly a Property Investor

Mortgage

Document Number	0203940181
Date	Aug 11, 2022
Book Page	20394/181
Instrument	2022209084

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 24, 2024
Property Address	7285 RAPID RIVER DR E, JACKSONVILLE, FL 32219-5187
Document Number	0209311632
Book / Page	20931 / 1632
Map Reference	MB 59 PG 19-26
Instrument Date	Jan 16, 2024
Instrument	2024015965
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,079.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7285 RAPID RIVER DR E, JACKSONVILLE, FL 32219-5187

Mortgage

Document Number	0209311634
Date	Jan 24, 2024
Instrument	20931/1634

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 28, 2023
Property Address	7285 RAPID RIVER DR E, JACKSONVILLE, FL 32219-5187
Document Number	0207601432
Book / Page	20760 / 1432
Map Reference	MB 59 PG 19-26
Instrument Date	Jul 26, 2023
Instrument	2023155907
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$1,999.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11089 CAMPUS HEIGHTS LN, JACKSONVILLE, FL 32218-8218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD, TEMPE, AZ 85288-7094
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,773 (+2.36%) Land $63,291 Building $201,482	$264,773 (+2.36%) Land $63,291 Building $201,482
2025	$4,218.00 (-2.99%) Homeowner's exemption	$258,678 (+6.1%) Land $60,000 Building $198,678	$258,678 (+6.1%) Land $60,000 Building $198,678
2024	$4,348.00 (+5.97%)
2023	$4,103.00 (+17.16%)	$243,797 (+13.74%) Land $43,000 Building $200,797	$243,797 (+13.74%) Land $43,000 Building $200,797
2022	$3,502.00	$214,344 Land $40,000 Building $174,344	$214,344 Land $40,000 Building $174,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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