7282 Hancock Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 7282 Hancock Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,041 sqft · built 2023
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Nov 2021)
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Dec 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015-00-022.00`

Property Details

APN / Parcel Number

Primary APN	`0015-00-022.00`
Alternative APNs	`00150 00 022.00` `1812`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,041 sqft Living Area
Gross Area	3,069 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Lot Area	66,647 sqft (1.53 acres)
Garage Area	613 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1812
Street Address	7282 HANCOCK RD
City	LANCASTER
State	SC
Zip	29720-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Subdivision	PROPERTY OF ELNOIS MONROE ESTATE
Legal Block	1
Legal Lot Number	1
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1055
Census Tract	11210

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7282 HANCOCK RD, LANCASTER, SC 29720-9768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Dec 12, 2024	Deed, Transfer
Nov 30, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Deed Document Number	202124096
Deed Book / Page	1495 / 9
Prior Transfer Date	Oct 12, 2006
Prior Transfer Doc	0000013993
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	7282 HANCOCK RD, LANCASTER, SC 29720-9768
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013401
Date	Aug 16, 2022
Book Page	4809/40
Instrument	2022013401

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.8%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.8%
Index	Other
Margin	3
Max Rate	9.8%

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 12, 2024
Property Address	7282 HANCOCK RD, LANCASTER, SC 29720-9768
Document Number	0000015367
Book / Page	1865 / 62
Map Reference	MB 2024 PG 451
Instrument Date	Dec 12, 2024
Instrument	2024015367
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	506 STICKLEY PL, LANCASTER, SC 29720-0192

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 30, 2021
Property Address	7282 HANCOCK RD, LANCASTER, SC 29720-9768
Document Number	0000024096
Book / Page	1495 / 9
Map Reference	PL 2011 PG 182
Instrument Date	Nov 30, 2021
Instrument	2021024096
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 127, VAN WYCK, SC 29744-0127

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,646.00 (+8.22%)	$16,073 (+212.95%) Land $3,162 Building $12,911	$487,500 (+469.51%) Land $95,900 Building $391,600
2024	$2,445.00 (+39.55%)
2023	$1,752.00	$5,136 Land $5,136	$85,600 Land $85,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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