7281 Franklin Ct, Gloucester, VA 23061 Property Records

Gloucester County property record for 7281 Franklin Ct, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,758 sqft · built 1998
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Jun 2025)
Tax Bill	$2,904 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26198`

Property Details

APN / Parcel Number

Primary APN	`26198`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,758 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Garage Area	1,648 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Deck Area	44 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7281 FRANKLIN CT
City	GLOUCESTER
State	VA
Zip	23061-5277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	FOUNDERS MILL, SEC II LOT 118
Legal Subdivision	PLAT: PB23 312312A
Legal Lot Number	118
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	2
Census Block	2018
Census Tract	100201

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7281 FRANKLIN CT, GLOUCESTER, VA 23061-5277
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 25, 2025	Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Oct 20, 2009 · Amount on Record
Deed Document Number	20252558
Prior Transfer Date	Oct 14, 2009
Prior Transfer Doc	0000006478
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7281 FRANKLIN CT, GLOUCESTER, VA 23061-5277
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7281 FRANKLIN CT, GLOUCESTER, VA 23061-5277

Mortgage

Document Number	0260000973
Date	Mar 9, 2026
Instrument	260000973

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 25, 2025
Property Address	7281 FRANKLIN CT, GLOUCESTER, VA 23061-5277
Document Number	0250002558
Map Reference	MB 23 PG 312&312A
Instrument Date	Jun 12, 2025
Instrument	250002558
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	CHICAGO TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7281 FRANKLIN CT, GLOUCESTER, VA 23061-5277

Mortgage

Document Number	0250002559
Date	Jun 25, 2025
Instrument	250002559

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7281 FRANKLIN CT, GLOUCESTER, VA 23061-5277
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000074
Date	Jan 7, 2020
Instrument	200000074

Lender

Name	FIRST GUARANTY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,904.00 (+27.99%)	$498,040 (+34.75%) Land $80,590 Building $417,450	$498,040 (+34.75%) Land $80,590 Building $417,450
2025	$2,269.00 (+5.34%)	$369,600 (-) Land $59,570 Building $310,030	$369,600 (-) Land $59,570 Building $310,030
2024	$2,154.00	$369,600 (-) Land $59,570 Building $310,030	$369,600 (-) Land $59,570 Building $310,030
2023	$2,154.00 (-4.86%)	$369,600 (+18.36%) Land $59,570 Building $310,030	$369,600 (+18.36%) Land $59,570 Building $310,030
2022	$2,264.00	$312,280 Land $58,940 Building $253,340	$312,280 Land $58,940 Building $253,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	19 (1999–2023)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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