7281 Dowdy St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7281 Dowdy St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,464 sqft · built 1959
Lot Size	0.167 acres (7,280 sqft)
Owner	Company Name on Record
Last Sale	$810,000 (Apr 2016)
Tax Bill	$11,825 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`799-16-028`

Property Details

APN / Parcel Number

Primary APN	`799-16-028`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,464 sqft Living Area
Gross Area	888 sqft
1st Floor Area	888 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,280 sqft (0.167 acres)
Lot Dimensions	140 ft deep x 52 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7281 DOWDY ST
City	GILROY
State	CA
Zip	95020-6123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	GLENVIEW TR
Legal Block	2
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2013
Census Tract	512512

Owner

Source: Santa Clara County records, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	48275 CONIFER ST, FREMONT, CA 94539-7603
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage DIRECT MORTGAGE CORP
Jan 13, 2021	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 30, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS BANK NA
Sep 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2016 · Amount on Record
Deed Sale	Apr 26, 2016 · Amount on Record
Prior Sale	Apr 30, 2009 · Amount on Record
Deed Document Number	201623286416
Last Transfer Date	Jan 11, 2021
Transfer Doc	0024785978
Record Updated	Sep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 13, 2021
Property Address	7281 DOWDY ST, GILROY, CA 95020-6123
Document Number	0024785978
Map Reference	MB 22 PG 45
Instrument Date	Jan 11, 2021
Instrument	24785978
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	48275 CONIFER ST, FREMONT, CA 94539-7603

Mortgage

Document Number	0024785979
Date	Jan 13, 2021
Instrument	24785979

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company
Address	MIDVALE, UT 84047

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 13, 2021
Property Address	7281 DOWDY ST, GILROY, CA 95020-6123
Document Number	0024785980
Instrument Date	Jan 11, 2021
Instrument	24785980
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	48275 CONIFER ST FREMONT CA 945397603, FREMONT, CA 94539-7603

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 30, 2019
Property Address	7281 DOWDY ST, GILROY, CA 95020-6123
Document Number	0024316328
Instrument Date	Oct 25, 2019
Instrument	24316328
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	48275 CONIFER ST FREMONT CA 945397603, FREMONT, CA 94539-7603

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 30, 2019
Property Address	7281 DOWDY ST, GILROY, CA 95020-6123
Document Number	0024316326
Map Reference	MB 22 PG 45
Instrument Date	Oct 25, 2019
Instrument	24316326
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	48275 CONIFER ST, FREMONT, CA 94539-7603

Mortgage

Document Number	0024316327
Date	Oct 30, 2019
Instrument	24316327

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 11, 2017
Property Address	7281 DOWDY ST, GILROY, CA 95020-6123
Document Number	0023749135
Instrument Date	Aug 22, 2017
Instrument	23749135
Transaction Type	Transfer
Record Updated	Sep 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	48275 CONIFER ST FREMONT CA 945397603, FREMONT, CA 94539-7603

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,825.00 (+1.59%)	$958,869 (+4.04%) Land $651,086 Building $307,783
2024	$11,640.00 (+0.58%)
2023	$11,573.00 (+1.66%)	$921,637 Land $625,804 Building $295,833
2022	$11,384.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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