7281 Derby Rd, Derby, NY 14047 Property Records

Erie County and Evans Town property record for 7281 Derby Rd, Derby, NY 14047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,290 sqft · built 1915
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$178,500 (Dec 2023)
Tax Bill	$4,130 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144489 206.04-2-27.2`

Property Details

APN / Parcel Number

Primary APN	`144489 206.04-2-27.2`
Alternative APNs	`1444892060400002027100` `005 0095000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	840 sqft
Upper Floors Area	450 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	87,120 sqft (2 acres)
Lot Width	120 ft Width
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	005 0095000
Street Address	7281 DERBY RD
City	DERBY
State	NY
Zip	14047-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	27.200
Jurisdiction	ERIE NY
Township / Civil Division	EVANS
Census Block Group	4
Census Block	4002
Census Tract	15402

Owner

Source: Erie County and Evans Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7281 DERBY RD, DERBY, NY 14047-9659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MORTGAGE CORP
Dec 19, 2023	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
May 25, 2022	Administrator's Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	May 25, 2022 · Amount on File
Deed Document Number	20232023218555
Deed Book / Page	11425 / 8799
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	7281 DERBY RD, DERBY, NY 14047-9659
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7281 DERBY RD, DERBY, NY 14047-9659

Mortgage

Document Number	0141854840
Date	Dec 26, 2025
Book Page	14185/4840
Instrument	2025235381

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Dec 19, 2023
Property Address	7281 DERBY RD, DERBY, NY 14047-9659
Document Number	0114258799
Book / Page	11425 / 8799
Instrument Date	Nov 28, 2023
Instrument	2023218555
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$714.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7281 DERBY RD, DERBY, NY 14047-9659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 ALLEGANY ST, BUFFALO, NY 14220-1402

Mortgage

Document Number	0141138745
Date	Dec 19, 2023
Book Page	14113/8745
Instrument	2023218556

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

May 2022: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	ERIE NY
Recording Date	May 25, 2022
Property Address	7281 DERBY RD, DERBY, NY 14047-9659
Document Number	0114021269
Book / Page	11402 / 1269
Instrument Date	Feb 1, 2022
Instrument	2022101902
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1560 STURGEON POINT RD, DERBY, NY 14047-9617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3874 N BOSTON RD, EDEN, NY 14057-9658

Mortgage

Document Number	0140536804
Date	May 25, 2022
Book Page	14053/6804
Instrument	2022101903

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Erie County and Evans Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Evans Town
Unified School District	Evans-Brant Central School District (Lake Shore) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,130.00 (+91.83%)
2025	$2,153.00 (-45.36%)	$93,000 (-) Land $40,500 Building $52,500	$189,800 (+10.22%) Land $82,655 Building $107,145
2024	$3,940.00	$93,000 (-) Land $40,500 Building $52,500	$172,200 (+7.42%) Land $74,990 Building $97,210
2023		$93,000 Land $40,500 Building $52,500	$160,300 Land $69,808 Building $90,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1999–2022)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Derby Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures