Hamilton County property record for 7280 Thomas Dr, Cincinnati, OH 45243 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,845 sqft · built 2018 |
| Lot Size | 0.187 acres (8,189 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Aug 2019) |
| Tax Bill | $15,994 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit Aug 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 525-0001-0237-00 |
| Primary APN | 525-0001-0237-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,845 sqft Living Area |
| 1st Floor Area | 1,363 sqft |
| 2nd Floor Area | 1,482 sqft |
| Basement Area | 1,363 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,189 sqft (0.187 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7280 THOMAS DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45243-2141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMAS DR 60 X 140 IRR R1-T4-S1 SW |
| Legal Range | 01 |
| Legal Township | 04 |
| Legal Section | 01 |
| Legal Subdivision | BERGENS |
| Legal Lot Number | 80 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MADEIRA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 24100 |
Source: Hamilton County records · APN 525-0001-0237-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7280 THOMAS DR, CINCINNATI, OH 45243-2141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Aug 16, 2019 | Warranty Deed, Subdivision Related Transfer GUARANTEED RATE |
| Aug 24, 2018 | Deed of Trust, Mortgage · Line of Credit UNION SVGS |
| Feb 09, 2018 | Warranty Deed, Transfer · Line of Credit UNION SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on Record |
| Deed Sale | Aug 16, 2019 · Amount on Record |
| Prior Sale | Feb 09, 2018 · Amount on Record |
| Deed Document Number | 2019-0068399 |
| Deed Book / Page | 13982 / 00279 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7280 THOMAS DR, CINCINNATI, OH 45243-2141 |
| Document Number | 0000075978 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7280 THOMAS DR CINCINNATI OH 452432141, CINCINNATI, OH 45243-2141 |
| Document Number | 0000075978 |
|---|---|
| Date | Aug 03, 2020 |
| Book Page | 014223/002409 |
| Instrument | 75978 |
| Name | GUARANTEED RATE |
|---|---|
| Address | 3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 02, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 16, 2019 |
| Property Address | 7280 THOMAS DR, CINCINNATI, OH 45243-2141 |
| Document Number | 0000068399 |
| Book / Page | 013982 / 000279 |
| Instrument Date | Aug 09, 2019 |
| Instrument | 68399 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 467 MARIA CT SANTA CLARA CA 950505728, SANTA CLARA, CA 95050-5728 |
| Document Number | 68400 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 013982/000281 |
| Instrument | 68400 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7280 THOMAS DR, CINCINNATI, OH 45243-2141 |
| Document Number | 0000076380 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1966 CHARLESTON PL LEBANON OH 450368145, LEBANON, OH 45036-8145 |
| Document Number | 0000076380 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 013742/001080 |
| Instrument | 76380 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 09, 2018 |
| Property Address | 7280 THOMAS DR, CINCINNATI, OH 45243-2141 |
| Document Number | 0000001611 |
| Instrument Date | Feb 08, 2018 |
| Instrument | 18-0011611 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1966 CHARLESTON PL, LEBANON, OH 45036-8145 |
| Document Number | 0000001612 |
|---|---|
| Date | Feb 09, 2018 |
| Instrument | 18-0011612 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Madeira City |
| Unified School District | Madeira City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,994.00 (-0.05%) | $265,024 (-) Land $58,482 Building $206,542 | |
| 2024 | $16,002.00 (+0.53%) | $265,024 (-) Land $58,482 Building $206,542 | |
| 2023 | $15,918.00 (-8.89%) | $265,024 (+11.17%) Land $58,482 Building $206,542 | $757,210 (+11.17%) Land $167,090 Building $590,120 |
| 2022 | $17,471.00 | $238,385 Land $63,000 Building $175,385 | |
| 2020 | $681,100 Land $180,000 Building $501,100 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610241001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | May 1995, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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