7280 N River Rd, Byron, IL 61010 Property Records

Ogle County property record for 7280 N River Rd, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	1,320 sqft · built 1959
Lot Size	0.886 acres (38,624 sqft)
Owner	Individual Name on Record
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Jan 2018 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-31-351-008`

Property Details

APN / Parcel Number

Primary APN	`05-31-351-008`

Interior

Stories	2 Stories
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	38,624 sqft (0.886 acres)

Location & Zoning

Street Address	7280 N RIVER RD
City	BYRON
State	IL
Zip	61010-9595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:11 TWP:25 SECT/LOT:31 LOT 27 RIVERSIDE HOME SITES
Legal Range	11
Legal Township	25
Legal Section	31
Legal Subdivision	RIVERSIDE HOME SITES
Legal Block	11
Legal Lot Number	27,31
Jurisdiction	OGLE IL
Township / Civil Division	MARION
Census Block Group	1
Census Block	1028
Census Tract	961700

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7280 N RIVER RD, BYRON, IL 61010-9595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 14, 2017
Transfer Doc	0000000308
Record Updated	Jun 8, 2026

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OGLE IL
Recording Date	Jan 16, 2018
Property Address	7280 N RIVER RD, BYRON, IL 61010-9595
Document Number	0000000308
Map Reference	DOC NO 341915
Instrument Date	Dec 14, 2017
Instrument	201800308
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7280 N RIVER RD, BYRON, IL 61010-9595

Mortgage

Document Number	0000000309
Date	Jan 16, 2018
Instrument	201800309

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	945 Months
Due	Oct 18, 2096

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Marion Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,478.00 (-2.05%)	$46,682 (+16.11%) Land $13,099 Building $33,583	$140,046 (+16.11%) Land $39,297 Building $100,749
2023		$40,206 Land $11,282 Building $28,924	$120,618 Land $33,846 Building $86,772
2022	$1,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	33 (1982–2026)
Claims Outside the SFHA	6 of 33
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AaroBand, Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N River Rd

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