St. Johns County property record for 728 Wynfield Cir, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,126 sqft · built 2006 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $138,900 (Jan 2006) |
| Tax Bill | $3,452 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027501-0080 |
| Primary APN | 027501-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,126 sqft Living Area |
| Gross Area | 1,367 sqft |
| 1st Floor Area | 1,126 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 241 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 728 WYNFIELD CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 53/37-45 SAMARA LAKES UNIT 1 LOT 8 OR2628/707 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 37 |
| Legal Subdivision | SAMARA LAKES |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20906 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1105 COVEYRISE CT, SAINT AUGUSTINE, FL 32092-3458 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Jan 3, 2016 | Loan Modification, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2006 · Amount on Record |
| Deed Sale | Jan 20, 2006 · Amount on Record |
| Prior Sale | Jul 18, 2005 · Amount on Record |
| Deed Document Number | 20064999 |
| Deed Book / Page | 2628 / 707 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 728 WYNFIELD CIR, SAINT AUGUSTINE, FL 32092-0405 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046410749 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 4641/0749 |
| Instrument | 2018082450 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 728 WYNFIELD CIR, SAINT AUGUSTINE, FL 32092-0405 |
| Document Number | 0048170406 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1105 COVEYRISE CT ST AUGUSTINE FL 320923458, ST AUGUSTINE, FL 32092-3458 |
| Document Number | 0048170406 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 004817/000406 |
| Instrument | 78593 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 728 WYNFIELD CIR, SAINT AUGUSTINE, FL 32092-0405 |
| Document Number | 0043140694 |
| Book / Page | 004314 / 000694 |
| Instrument Date | Jan 3, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 728 WYNFIELD CIR ST AUGUSTINE FL 320920405, ST AUGUSTINE, FL 32092-0405 |
| Document Number | 0043140694 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 004314/000694 |
| Instrument | 1804 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 8, 2027 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,566 (-1.89%) Land $60,000 Building $174,566 | $234,566 (-1.89%) Land $60,000 Building $174,566 | |
| 2025 | $3,452.00 (+13.66%) | $239,087 (-2.79%) | $239,087 (-2.79%) Land $60,000 Building $179,087 |
| 2024 | $3,037.00 (+0.76%) | $245,939 (-5.39%) | $245,939 (-5.39%) Land $70,000 Building $175,939 |
| 2023 | $3,014.00 (+9.48%) | $259,947 (+11.24%) | $259,947 (+11.24%) Land $80,954 Building $178,993 |
| 2022 | $2,753.00 | $233,682 | $233,682 Land $58,240 Building $175,442 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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