728 Windy Ridge Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 728 Windy Ridge Dr, Ballwin, MO 63021

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,668 sqft · built 1983
Lot Size	0.038 acres (1,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Aug 2020)
Tax Bill	$3,003 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Mar 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25R-64-0242`

Property Details

APN / Parcel Number

Primary APN	`25R-64-0242`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,668 sqft Living Area
Gross Area	1,936 sqft
1st Floor Area	700 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	1,668 sqft (0.038 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Deck Area	200 sqft
Patio Area	200 sqft
Balcony Area	40 sqft
Poultry House	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	728 WINDY RIDGE DR
City	BALLWIN
State	MO
Zip	63021-7725
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R4
Legal Description	TREETOP CONDOMINIUMS CONDOMINIUM PLAT ONE-J UNIT 140 0.3735% IN COMMON ELEMENTS 10 6 83 (9283 354)
Legal Subdivision	TREETOP CONDOMINIUMS CONDOMINIUM PLAT
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2007
Census Tract	217942

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	728 WINDY RIDGE DR, BALLWIN, MO 63021-7725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Mar 28, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST INTEGRITY MTG
Apr 5, 2017	Grant Deed, Transfer BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY
Jan 19, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Prior Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	2020164
Deed Book / Page	24182 / 3886
Prior Transfer Date	Jan 16, 2017
Prior Transfer Doc	0223621946
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 7, 2020
Property Address	728 WINDY RIDGE DR, BALLWIN, MO 63021-7725
Document Number	0241823886
Book / Page	24182 / 3886
Map Reference	MB 7138 PG 764
Instrument Date	Jun 29, 2020
Instrument	2020080700164
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	US TITLE-MAIN, US TITLE MAIN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	728 WINDY RIDGE DR, 728, BALLWIN, MO 63021-7725

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	728 WINDY RIDGE DR, BALLWIN, MO 63021-7725

Mortgage

Document Number	0241823889
Date	Aug 7, 2020
Book Page	24182/3889
Instrument	2020080700165

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 28, 2018
Property Address	728 WINDY RIDGE DR, BALLWIN, MO 63021-7725
Document Number	0229581903
Book / Page	022958 / 001903
Instrument Date	Mar 23, 2018
Instrument	504
Transaction Type	Transfer
Record Updated	Jun 5, 2018
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 WINDY RIDGE DR BALLWIN MO 630217725, BALLWIN, MO 63021-7725

Mortgage

Document Number	229581906
Date	Mar 28, 2018
Book Page	022958/001906
Instrument	505

Lender

Name	FIRST INTEGRITY MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 5, 2017
Property Address	728 WINDY RIDGE DR, BALLWIN, MO 63021-7725
Document Number	0224683963
Book / Page	022468 / 003963
Instrument Date	Mar 7, 2017
Instrument	851
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 EMMANUEL CT VALLEY PARK MO 630882313, VALLEY PARK, MO 63088-2313

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 19, 2017
Property Address	728 WINDY RIDGE DR, BALLWIN, MO 63021-7725
Document Number	0223621946
Book / Page	022362 / 001946
Instrument Date	Jan 11, 2017
Instrument	429
Transaction Type	Foreclosure
Record Updated	Jan 25, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,250 (-) Land $13,950 Building $35,300	$259,200 (-) Land $73,400 Building $185,800
2025	$3,003.00 (+6.79%)	$49,250 (+13.01%) Land $13,950 Building $35,300	$259,200 (+12.99%) Land $73,400 Building $185,800
2024	$2,812.00 (-0.92%)
2023	$2,838.00	$43,580 Land $7,920 Building $35,660	$229,400 Land $41,700 Building $187,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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