Maricopa County property record for 728 W Vernon Ave, Phoenix, AZ 85007
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,126 sqft · built 1951 |
| Lot Size | 0.198 acres (8,629 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Nov 2020) |
| Tax Bill | $2,232 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 111-14-066 |
| Primary APN | 111-14-066 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,126 sqft Living Area |
| Gross Area | 2,221 sqft |
| 1st Floor Area | 2,126 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 8,629 sqft (0.198 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 95 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 728 W VERNON AVE |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85007-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | ENCANTO VISTA MCR 28/47 |
| Legal Range | 3E |
| Legal Township | 2N |
| Legal Section | 31 |
| Legal Subdivision | ENCANTO VISTA |
| Legal Block | 5 |
| Legal Lot Number | 12 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 111900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Encanto-Palmcroft Historic District listed 1984 · 285 contributing resources · NRIS 84000696 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
728 W Vernon Ave is owned and occupied by two individuals who bought it in November 2020.
Source: Maricopa County records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 728 W VERNON AVE, PHOENIX, AZ 85007-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Line of Credit UNIFY FINANCIAL FCU |
| Nov 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on File |
| Deed Sale | Nov 9, 2020 · Amount on File |
| Prior Sale | Jul 17, 2014 · Amount on File |
| Deed Document Number | 20201092234 |
| Prior Transfer Date | May 2, 2016 |
| Prior Transfer Doc | 0000304619 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 728 W VERNON AVE, PHOENIX, AZ 85007-1311 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 728 W VERNON AVE, PHOENIX, AZ 85007-1311 |
| Document Number | 0000202652 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 20220202652 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TORRANCE, CA 90501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Nov 9, 2020 |
| Property Address | 728 W VERNON AVE, PHOENIX, AZ 85007-1311 |
| Document Number | 0001092234 |
| Map Reference | MB 28 PG 47 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 20201092234 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | CHICAGO TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 728 W VERNON AVE, 728, PHOENIX, AZ 85007-1311 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 728 W VERNON AVE, PHOENIX, AZ 85007-1311 |
| Document Number | 0001092235 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 20201092235 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 728 W Vernon Ave was $2,232.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Elementary School District | Osborn Elementary District (PK - 08) |
| Secondary School District | Phoenix Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,460 (+83%) | $629,200 (+8.73%) Land $125,800 Building $503,400 | |
| 2025 | $2,232.00 | $17,191 (-37.24%) | $578,700 (+5.64%) Land $115,700 Building $463,000 |
| 2024 | $27,390 | $547,800 Land $109,500 Building $438,300 | |
| 2023 | $2,083.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 728 W Vernon Ave in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1980–1998) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 728 W Vernon Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 400 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
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