Cherokee County property record for 728 W Bluff St, Cherokee, IA 51012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 1,816 sqft · built 1962 |
| Lot Size | 0.391 acres (17,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $32,000 (Jan 2026) |
| Tax Bill | $4,092 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0727304017 |
| Primary APN | 0727304017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 1,816 sqft |
| Basement Area | 1,816 sqft |
| Finished Basement | 1,250 sqft |
| Unfinished Basement | 566 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,050 sqft (0.391 acres) |
| Lot Dimensions | 155 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 80 sqft |
| Patio Area | 378 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 728 W BLUFF ST |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-1345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 & 10' STRIP ADJ BLK 2 VER MAR HEIGHTS ADD 6024 |
| Legal Subdivision | VER MAR HEIGHTS ADD |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 80102 |
Source: Cherokee County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 728 W BLUFF ST, CHEROKEE, IA 51012-1345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Deed Document Number | 2026140 |
| Deed Book / Page | 2026 / 140 |
| Record Updated | Sep 20, 2026 |
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,092.00 Homeowner's exemption | $287,800 (+12.08%) Land $27,780 Building $260,020 | $287,800 (+12.08%) Land $27,780 Building $260,020 |
| 2024 | $4,092.00 (+19.02%) | ||
| 2023 | $256,790 (+35.65%) Land $27,780 Building $229,010 | $256,790 (+35.65%) Land $27,780 Building $229,010 | |
| 2022 | $3,438.00 Homeowner's exemption | $189,310 Land $22,220 Building $167,090 | |
| 2021 | $189,310 Land $22,220 Building $167,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | CHEROKEE WATER SUPPLY - PLANT 1 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C-M-L Telephone Cooperative Association Fiber | 1,000 / 500 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Northwest Communications Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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