Clay County property record for 728 W 7th St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2.5 ba · 2,664 sqft · built 2008 |
| Lot Size | 0.56 acres (24,413 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,543 (2024) |
| Deeds & Mortgages | Mar 2018 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-216-056 |
| Primary APN | 10-26-216-056 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,664 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Multi-Family |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 24,413 sqft (0.56 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 1,920 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 380 sqft |
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 728 W 7TH ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1117 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | WEST SIDE SCHOOL ADDN W 130.5' OUT LOT 1 |
| Legal Subdivision | WEST SIDE SCHOOL ADD |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-26-216-056
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 871, SALEM, IL 62881-0871 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LUKA STATE BANK |
| Mar 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LUKA STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 728 W 7TH ST, FLORA, IL 62839-1117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | D193731 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | D193731 |
| Name | LUKA STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 728 W 7TH ST, FLORA, IL 62839-1117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | D193730 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | D193730 |
| Name | LUKA STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,618 (+32.08%) Land $5,939 Building $83,679 | $268,854 (+32.08%) Land $17,817 Building $251,037 | |
| 2024 | $6,543.00 (+1.27%) | ||
| 2022 | $6,461.00 (+9.32%) | $67,849 Land $4,444 Building $63,405 | $203,547 Land $13,332 Building $190,215 |
| 2021 | $5,910.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Telephone Cooperative Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Delta Communications.
Based on FCC filings for 350 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL0250100, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FLORA serves 5,233 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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