Kane County property record for 728 Viewpointe Dr, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,683 sqft · built 1998 |
| Lot Size | 0.119 acres (5,202 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $316,500 (May 1999) |
| Tax Bill | $10,461 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-255-003 |
| Primary APN | 09-34-255-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,683 sqft Living Area |
| 1st Floor Area | 1,683 sqft |
| Basement Area | 1,683 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,202 sqft (0.119 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 728 VIEWPOINTE DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-4182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 |
| Legal Subdivision | VIEWPOINT |
| Legal Block | 4 |
| Legal Lot Number | 4,5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 852201 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 728 VIEWPOINTE DR, SAINT CHARLES, IL 60174-4182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK |
| May 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK |
| Jul 20, 2021 | Deed of Trust, Mortgage · Line of Credit WEST SUBURBAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 1999 · Amount on Record |
| Deed Sale | May 28, 1999 · Amount on Record |
| Deed Document Number | 199954004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 728 VIEWPOINTE DR, SAINT CHARLES, IL 60174-4182 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Title Company | WHEATLAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 728 VIEWPOINTE DR, SAINT CHARLES, IL 60174-4182 |
| Document Number | 0000017485 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 2023K017485 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 728 VIEWPOINTE DR, SAINT CHARLES, IL 60174-4182 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Title Company | HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 728 VIEWPOINTE DR, SAINT CHARLES, IL 60174-4182 |
| Document Number | 0000015398 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023K015398 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 12, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 728 VIEWPOINTE DR, SAINT CHARLES, IL 60174-4182 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055489 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021K055489 |
| Name | WEST SUBURBAN BANK |
|---|---|
| Type | Bank |
| Address | LOMBARD, IL 60148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,461.00 (+5.09%) Homeowner's exemption | $157,168 (+8.53%) Land $48,500 Building $108,668 | $471,693 (+8.53%) Land $145,558 Building $326,134 |
| 2024 | $144,815 (+12.01%) Land $44,688 Building $100,127 | $434,619 (+12.06%) Land $134,118 Building $300,501 | |
| 2022 | $9,954.00 (+4.11%) Homeowner's exemption | $129,282 (+4.91%) Land $43,386 Building $85,896 | $387,846 (+4.91%) Land $130,158 Building $257,688 |
| 2021 | $9,561.00 Homeowner's exemption | $123,231 Land $41,355 Building $81,876 | $369,693 Land $124,065 Building $245,628 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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