728 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 728 University Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,552 sqft · built 1974
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Trust Names on File
Last Sale	$147,015 (Jan 2026)
Tax Bill	$1,707 (2025)
Deeds & Mortgages	Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-25-002-112-032`

Property Details

APN / Parcel Number

Primary APN	`06-25-002-112-032`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,132 sqft
Basement Area	1,132 sqft
Family Room	Family Room

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	728 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O L 2 PARKWOOD ESTS #6 60 X 120 S/L 392
Legal Subdivision	O L 2 PK
Legal Tract	25
Legal Block	112
Legal Lot Number	392
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1009
Census Tract	71201

Owner

728 University Ave is owner-occupied and held in a trust since January 2026.

Source: Lorain County records, as of October 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 45290, WESTLAKE, OH 44145-0290
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2026 · Amount on File
Deed Sale	Jan 2, 2026 · Amount on File
Deed Document Number	202680844
Prior Transfer Date	Jan 5, 2004
Prior Transfer Doc	0000976257
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 2, 2026
Property Address	728 UNIVERSITY AVE, ELYRIA, OH 44035-7241
Document Number	0000080844
Map Reference	VOL 29 PG 1
Instrument Date	Dec 29, 2025
Instrument	2026-0080844
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	NEWMAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 45290, WESTLAKE, OH 44145-0290

Tax Assessment & Valuation

The 2025 property tax bill for 728 University Ave was $1,707 with a homeowner's exemption, down 23.7% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,707.00 (-23.66%) Homeowner's exemption	$57,060 (+0.01%) Land $10,920 Building $46,140	$163,020 (-) Land $31,200 Building $131,820
2024	$2,236.00 (+37.01%)	$57,057 (+45.83%) Land $10,920 Building $46,137	$163,020 (+45.83%) Land $31,200 Building $131,820
2023	$1,632.00 (-0.97%)	$39,127 (+0.02%) Land $9,524 Building $29,603	$111,790 Land $27,210 Building $84,580
2022	$1,648.00	$39,120 Land $9,520 Building $29,600
2021			$111,790 Land $27,210 Building $84,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 728 University Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 728 University Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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