728 Union St, Jackson, MI 49203 Property Records

Jackson County property record for 728 Union St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1925
Lot Size	0.094 acres (4,095 sqft)
Owner	Individual Name on Record
Last Sale	$61,000 (Jul 2017)
Tax Bill	$1,715 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-155700000`

Property Details

APN / Parcel Number

Primary APN	`3-155700000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	124 ft deep x 33 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	728 UNION ST
City	JACKSON
State	MI
Zip	49203-3072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	W 1/2 OF LOT 10 BLK 1 JACKSON MOUND ADD
Legal Subdivision	JACKSON MOUND ADD
Legal Block	1
Legal Lot Number	10
Legal Unit	10
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4015
Census Tract	900

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	728 UNION ST, JACKSON, MI 49203-3072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
Jul 11, 2017	Warranty Deed, Transfer · Conventional with PMI FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Prior Sale	Jun 15, 2007 · Amount on Record
Deed Document Number	20172773823
Deed Book / Page	2103 / 735
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	728 UNION ST, JACKSON, MI 49203-3072
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 UNION ST, JACKSON, MI 49203-3072

Mortgage

Document Number	0002906355
Date	Feb 11, 2022
Book Page	2205/665
Instrument	2906355

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jan 1, 2042

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	728 UNION ST, JACKSON, MI 49203-3072
Document Number	0002831300
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 UNION ST JACKSON MI 492033072, JACKSON, MI 49203-3072

Mortgage

Document Number	0002831300
Date	Sep 10, 2019
Book Page	002147/001011
Instrument	2831300

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 9, 2039

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jul 11, 2017
Property Address	728 UNION ST, JACKSON, MI 49203-3072
Document Number	0002773823
Book / Page	002103 / 000735
Instrument Date	Jul 7, 2017
Instrument	2773823
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 UNION ST

Mortgage

Document Number	2773824
Date	Jul 11, 2017
Book Page	002103/000736
Instrument	2773824

Lender

Name	FLAGSTAR BANK FSB
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,200 (+11.07%)	$116,400 (+11.07%)
2025	$1,715.00 (-16.83%)	$52,400 (+17.49%)	$104,800 (+17.49%)
2024	$2,062.00 (+12.37%)
2023		$44,600	$89,200
2022	$1,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Great Lakes High Speed, Mercury Fiber, T-Mobile.

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