728 Union Ave, Sheldon, IA 51201 Property Records

O'Brien County property record for 728 Union Ave, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,590 sqft · built 1966
Lot Size	0.259 acres (11,264 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (May 2023)
Tax Bill	$3,574 (2025)
Deeds & Mortgages	Mar 2024 Construction Loan May 2026 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0047520000`

Property Details

APN / Parcel Number

Primary APN	`0047520000`
Alternative APN	`0000475200`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	2,590 sqft Living Area
1st Floor Area	928 sqft
Basement Area	1,184 sqft
Finished Basement	1,184 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,264 sqft (0.259 acres)
Lot Dimensions	104 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	504 sqft
Porch	Slab
Porch Area	389 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	728 UNION AVE
City	SHELDON
State	IA
Zip	51201-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKEWIS ADDITION LOT 6 BLK 110
Legal Subdivision	SKEWIS ADDITION
Legal Block	110
Legal Lot Number	6
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	1
Census Block	1020
Census Tract	490300

Owner

728 Union Ave is owned and occupied by two individuals who bought it in May 2023.

Source: O'Brien County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	728 UNION AVE, SHELDON, IA 51201-1844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Construction Mortgage IOWA STATE BANK AN IOWA CHARTERED BANK
May 27, 2026	Deed of Trust, Mortgage · Construction Mortgage IOWA STATE BANK
May 18, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK
Jun 28, 2021	Warranty Deed, Transfer
Mar 23, 2021	Trustee's Deed, Foreclosure Foreclosure Auction
Jun 14, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Jun 28, 2021 · Amount on File
Deed Document Number	2023955
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	728 UNION AVE, SHELDON, IA 51201-1844
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020240529
Date	Mar 19, 2024
Instrument	2024-0529

Lender

Name	IOWA STATE BANK AN IOWA CHARTERED BANK
Address	1101 MAIN ST, HULL, IA 51239

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Recording Date	May 27, 2026
Property Address	728 UNION AVE, SHELDON, IA 51201-1844
Document Number	0020261539
Instrument Date	May 21, 2026
Instrument	20261539
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 UNION AVE, SHELDON, IA 51201-1844

Mortgage

Document Number	0000001539,
Date	May 27, 2026
Instrument	20261539

Lender

Name	IOWA STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 21, 2031

Interest

Rate	6.23%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	May 18, 2023
Property Address	728 UNION AVE, SHELDON, IA 51201-1844
Document Number	0202300955
Instrument Date	May 9, 2023
Instrument	2023-00955
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	728 UNION AVE, SHELDON, IA 51201-1844

Mortgage

Document Number	0202300956
Date	May 18, 2023
Instrument	2023-00956

Lender

Name	BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jun 28, 2021
Property Address	728 UNION AVE, SHELDON, IA 51201-1844
Document Number	0202101995
Instrument Date	Jun 25, 2021
Instrument	2021-01995
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$266.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 UNION AVE, SHELDON, IA 51201-1844
Investor	Possibly a Property Investor

March 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	O'BRIEN IA
Recording Date	Mar 23, 2021
Property Address	728 UNION AVE, SHELDON, IA 51201-1844
Document Number	0202100909
Instrument Date	Mar 19, 2021
Instrument	2021-00909
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 UNION AVE, SHELDON, IA 51201-1844

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jun 14, 2019
Property Address	728 UNION AVE, SHELDON, IA 51201-1844
Document Number	0201901319
Instrument Date	Jun 3, 2019
Instrument	2019-01319
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	728 UNION AVE, SHELDON, IA 51201-1844

Mortgage

Document Number	0201901320
Date	Jun 14, 2019
Instrument	2019-01320

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 728 Union Ave was $3,574 with a homeowner's exemption, up 9.4% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,574.00 (+9.43%) Homeowner's exemption	$245,210 Land $31,590 Building $213,620	$245,210 Land $31,590 Building $213,620
2024	$3,266.00
2023		$208,490 (+12.62%) Land $28,190 Building $180,300	$208,490 Land $28,190 Building $180,300
2022	$3,284.00	$185,120 Land $24,300 Building $160,820
2021			$185,120 Land $24,300 Building $160,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 728 Union Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 728 Union Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on Union Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures