728 SW River Bend Cir, Stuart, FL 34997 Property Records

Martin County property record for 728 SW River Bend Cir, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,532 sqft · built 2006
Lot Size0.225 acres (9,801 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (May 2008)
Tax Bill$11,800 (2025)
Flood ZoneZone X (moderate risk)
APN55-38-41-321-000-0034.0-0-0000

Property Details

APN / Parcel Number

Primary APN55-38-41-321-000-0034.0-0-0000
Alternative APNs
  • 55-38-41-321-000-00340-0
  • 140211

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area3,532 sqft Living Area
Gross Area4,118 sqft
1st Floor Area2,187 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area9,801 sqft (0.225 acres)
View / LotWater View
Garage TypeAttached
Garage Area586 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area323 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number140211
Street Address728 SW RIVER BEND CIR
CitySTUART
StateFL
Zip34997-7448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM3
Legal DescriptionLOT 34 LOST RIVER BEND PH 2 OF LOST RIVER (PB 16 PG 2)
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionLOST RIVER BEND
Legal Block1
Legal Lot Number34
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1010
Census Tract1103

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address728 SW RIVER BEND CIR, STUART, FL 34997-7448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2008 · Amount on Record
Deed SaleMay 5, 2008 · Amount on Record
Prior SaleOct 30, 2007
Deed Document Number20082218
Deed Book / Page2326 / 931
Prior Transfer DateOct 18, 2007
Prior Transfer Doc0022880635
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,800.00 (+1.05%)$719,160 (+19.35%) Land $280,000 Building $439,160$719,160 (-1.47%) Land $280,000 Building $439,160
2024$11,677.00 (+4.04%)
2023$11,224.00 (+10.95%)$602,567 (+1%)$729,870 (+12.75%) Land $280,000 Building $449,870
2022$10,116.00$547,789$647,360 Land $255,000 Building $392,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 186 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies218 units insured
incl. 32 condo units
Nearby Flood Claims170 (1979–2025)
Claims Outside the SFHA25 of 170
Most Recent ClaimOct 2025 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 75 claims
  • Hurricane Irene, Oct 1999 · 18 claims
  • Severe Flooding, Oct 1995 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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